How to buy Apple stock with less than $100

logomark Anthony Gallagher calendar Last Updated: November 2021 timer 4 min read
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So, you want to know how to buy Apple stock cheap?

You have arrived at the right place. Here we will show you 3 of the main ways you can keep your entry price low but still buy Apple stock.

Of course, Apple is one of the best-known stocks and companies in the world. From an IPO value of $22 per share in 1980 to $125 in June 2021, they have come a long way.

Not everyone can afford to pay this much though, and that is why we will show you exactly how to invest in shares cheaply. Keep reading to find out how!

Table of contents

How to buy Apple (AAPL) shares cheaper

Here is a look in-depth at the three main ways you can but Apple shares cheaper:

Apple Fractional shares: Where to buy them?

Fractional shares are one of the most popular ways to buy Apple, and many other shares cheaply. You simply buy a fraction of the share at the relevant price. These are not offered by all the stockbrokers, but they are offered by many and are typically commission-free.

You can buy fractional shares with eToro from $50, and Interactive Brokers from $1 though the minimum deposit at IB is high at $2,000. Trading 212 also makes it possible to buy fractional shares from as little as $1 with a matching minimum deposit. The eToro minimum deposit is also good for new traders at only $200.

At both eToro and Trading 212, you will find many great features including unlimited demo accounts. You can compare the basics in the below chart and compare Trading 212 and eToro in more detail with our comparison tool.

Apple Fractional shares Fractional shares From: Fees* Minimum Deposit Link to the broker
eToro $50 $0 $200 Visit eToro (68% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.)
Trading 212 $1 $0 $1 Visit Trading 212 (76% of retail CFD accounts lose money)
Interactive Brokers $1 From $1 $2000 Visit IB (74-89% of retail CFD accounts lose money)

* Only for real stock trading

Apple with Margin: Invest in Apple with CFDs

Another method you can use is to buy Apple stock on margin using leverage from a broker dealing in CFD shares. This includes most of the top name brokers.

You can also check our best brokers offering CFD Stocks to find more options for excellent brokers to choose from.

This is a great choice for short-term investing, though if you are looking longer-term, fractional stocks or real ETFs may be best since you will incur overnight fees holding CFDs for longer periods no matter the broker.

With that said, you can also trade real stocks as well as CFDs with eToro. The fees though may be a little higher, so it is worth comparing eToro vs Pepperstone using our handy tool if you are selecting between the two.

Apple CFD shares Minimum CFD Investment Fees Minimum Deposit Link to the broker
eToro $50 0.09% $200 Visit eToro (68% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.)
Pepperstone 20% share $0.02 per share $0 Visit Pepperstone (74-89% of retail CFD accounts lose money)
Admiral Markets 20% share $0,20 per share $100 Visit AM (76% of retail CFD accounts lose money)

ETF with exposure in Apple: Where to find them

The third way to get some great exposure to Apple is through an ETF. They are featured in many tech, and even non-tech ETFs since they are one of the biggest, and fastest-growing companies in a thriving industry.

Below are just a few of the ETFs you can trade that feature Apple, and it is worth noting that eToro offers commission-free real trading in all of the ETFs below.

ETF Issuer Apple explosure TER (total expense ratio)
XLK State Street Global Advisors ~ 21% 0.12%
FTEC Fidelity ~ 20% 0.08%
VGT Vanguard ~ 19% 0.10%

AAPL Real shares vs CFDs vs ETFs: Pros and Cons

Here are some of the important pros and cons we have found when weighing up the methods of buying Apple shares cheaply:

Real APPL Stocks APPL CFDs APPL ETFs
Can you lose more than you invested? No Yes Yes (with margin)
Spread May be applied May be applied May be applied
Environment Stock Market Broker Market Stock Market
Margin Trading (leverage) No Yes May be offered
Overnight Fees No Yes Yes (with margin)
Performance Fee No No Yes

Apple stock split: When will it happen?

Apple stock has been split 5 times since its IPO in 1980. The cumulative split ratio is 1:224 which means, if you owned 1 Apple share at the time of the IPO, you would now have 224. The combined value of these in June 2021 is around $28,000. So, if you invested $100 in Apple in 1980, you would now have around $140,000.

 Splits Date Ratio Shares owned
IPO Launch 12/12/1980 / 1
1st Split 16/06/1987 1:2 2
2nd Split 21/06/2020 1:2 4
3rd Split 20/02/2000 1:2 8
4th Split 19/06/2014 1:7 56
5th Split 31/08/2020 1:4 224

No further Apple stock splits have been announced, though another is not likely to be soon since they just completed one in 2020.

Investing in Apple – FAQs

Can you invest in Apple stock?

Yes. It is possible to buy Apple stock. you need to open an account with a stockbroker, and deposit the amount of money needed to invest in Apple along with any minimum deposit the broker requires. The amount ranges from $1 to the full price of the Apple Stock depending on the broker chosen.

Does Apple stock pay a dividend?

Yes, Apple pays dividends to its shareholders. The dividend yield is usually around 0.60% to 0.80%. In 2020 the total dividend paid was $2.05 per share.

How much does it cost to buy Apple stock?

The cost depends on the price movements of the stock. As of June 1st, 2021, the price is around $120 per share. You can check the Apple MorningStar page to see the current updated price.


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74-89% of retail CFD accounts lose money

About the Author

Anthony Gallagher

Broker Expert

Anthony is a financial journalist and business advisor with several years’ experience writing for some of the most well-known sites in the Forex world.

A trader turned industry writer, he is currently based in Shanghai with a finger on the pulse of Asia’s biggest markets.

He is a keen golfer with a very high handicap so when not helping you find the best broker for your needs, you may find him on the course or just as likely following any number of sports from the comfort of his sofa.


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