Is Pepperstone regulated by FCA?

filippo ucchino Filippo Ucchino calendar Last Updated: March 2022 timer 3 min read

In this article we will be discussing whether Pepperstone is an FCA regulated broker.

If you wish to view our Pepperstone review, please follow the link.

Table of contents

Is Pepperstone an FCA Broker?

Pepperstone is a forex broker that was founded in 2010 by a group of experienced traders who agreed to improve the world of online trading. Pepperstone is a fully FCA regulated broker with the registration number 684312, which you can look up. FCA which standard for Financial Conduct Authority is the official regulation body of the British financial markets awarded Pepperstone with its FCA regulatory status on 05/08/2015.

Is Pepperstone FCA Regulated? Yes
Number of registration 684312
Year of registration 05/08/2015
Broker’s Business Name Pepperstone Limited
Address 70 Gracechurch Street, London, EC3V 0HR

For more information on the broker’s regulatory environment and the protections, as well as its limitations in place for UK customers, please visit the Pepperstone website.

Pepperstone FCA: Leverage, Protections and Limitations in place

With Pepperstone being an FCA regulated broker, it must follow certain rules and regulations. One of which includes the maximum leverage they can offer to retail investors. Take forex for example, Pepperstone is limited to offering 1:30 leverage for all retail investors. However when it comes to leveraged derivatives on cryptocurrencies, FCA regulated brokers like Pepperstone are unable to offer such products.

There are further restrictions that Pepperstone face as they are legally unable to offer deposit bonuses for new customers that sign up. Those were the limitations that Pepperstone have to enforce due to FCA regulation. However there are some benefits that include spread betting. Unlike many other countries, spread betting services are legal under FCA regulation, and this is something that Pepperstone actively offers to its customers.

Previously we mentioned the limitations that Pepperstone faces due to FCA regulation, but one of the great things about FCA regulated brokers is that they are legally required to offer Negative Balance Protection, which means you as a retail investor cannot lose more than you invested. If you invest with Pepperstone you should know that your funds are held in segregated bank accounts, making them safe and secure, with insurance placed on them valued up to £85,000. If you wish to verify all of this yourself, you can do so by opening a demo account with Pepperstone.

Features Pepperstone Limited Pepperstone Markets Limited
Regulated by: FCA SCB
FCA Protections Yes No
Segregated Bank Accounts Yes Yes
Maximum Leverage on Forex 1:30 (retail) 1:200 (retail)
Leverage on BTC & Cryptocurrencies 1:2 (retail) 1:10 (retail)
Fund insurance Yes No
Negative Balance Protection Yes Yes
Forex Bonuses No No

Here’s how to double-check the Pepperstone FCA License

Pepperstone operates within the UK under the business name of Pepperstone Limited (you can actually find it on the footer of the brokers web page). If you copy the business name and go to the FCA webpage, then find the FCA Companies Register. There you can select the right business name and view the regulatory information for yourself. If the process was done correctly, you should have found the Pepperstone FCA regulation page.

Find the details on the Pepperstone FCA regulation


74-89% of retail CFD accounts lose money

About the Author

Filippo Ucchino

Co-Founder - CEO - Broker Expert
Filippo is the co-founder and CEO of InvestinGoal.com. He has 15 years of experience in the financial sector and forex in particular. He started his career as a forex trader in 2005 and then became interested in the whole fintech and crypto sector.
Over this time, he has developed an almost scientific approach to the analysis of brokers, their services, and offerings. In addition, he is an expert in Compliance and Security Policies for consumers protection in this sector.
With InvestinGoal, Filippo’s goal is to bring as much clarity as possible to help users navigate the world of online trading, forex, and cryptocurrencies.

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