InvestinGoal Top Picks
  • 1.
    logo etoro.jpg?scale
    Rated: High
    79
    Visit eToro
    51% of retail CFD accounts lose money
  • 2.
    degiro logo.png?scale
    Rated: High
    72
    Visit DEGIRO
    Investing involves risk of loss
  • 3.
    ig logo.jpg?scale
    Rated: High
    90
    Visit IG Markets
    70% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
  • 4.
    logo trading212.jpg?scale
    Rated: High
    80
    Visit Trading 212
    83% of retail investor accounts lose money
  • 5.
    Visit Coinbase
    Your capital is at risk
  • 6.
    saxo bank logo.jpg?scale
    Rated: High
    82
    Visit Saxo
    65% of retail investor accounts lose money
  • 7.
    logo xtb.jpg?scale
    Rated: High
    83
    Visit XTB
    69-83% of retail investor accounts lose money
  • 8.
    logo interactive brokers.jpg?scale
    Rated: High
    80
    Visit Interactive Brokers
    74-89% of retail CFD accounts lose money
  • 9.
    Visit Tradestation
    Your capital is at risk
  • 10.
    Visit Robinhood
    Your money is at risk

An investment mobile app refers to a software application designed for mobile devices, such as smartphones and tablets, that allows users to manage, track, and execute investment-related activities.

In this list, we have grouped the best investing apps. We have taken the following factors into consideration when compiling the ranking:

  • The quality of the app
  • The simplicity of use
  • The amount of markets to invest in offered by the app
  • The minimum deposit required to use the app

What are the best investment apps?

Below our curated list of the best investment apps, with details of features and characteristics.

1. eToro
best investment app overall

79
InvestinGoal Rating
  • Regulations:
    FCA, MIFID-ESMA, ASIC, SEC, CYSEC, Offshore, FSA (Seychelles)
  • Avg. EUR/USD Spread:
    1 pips
  • Platforms:
    Proprietary Platform
Minimum Deposit: $50
Unlimited demo account available
Visit eToro
51% of retail CFD accounts lose money
About eToro

eToro is a global multi-asset investment platform founded in 2007, offering trading on stocks, ETFs, Crypto CFDs, commodities, and forex. eToro provides a proprietary web and mobile platform with social trading features. eToro is regulated by multiple authorities including FCA, ASIC, and CySEC. eToro is known for its user-friendly interface, copy trading functionality, and commission-free stock trading. eToro serves over 30 million users worldwide. The eToro CEO and co-founder is Yoni Assia.

eToro Features

The features of eToro are listed below.

  • eToro is one of the best investment apps as it offers a lot of flexibility to its traders.
  • In eToro’s app you can trade stocks, cryptocurrencies, and CFDs, but also use automatic investment strategies.
  • The eToro app is very easy to use and has all the functionality of its desktop counterpart.
  • You can download and use the eToro app for free with a demo account, but for the real account you need at least $50 (which may vary depending on where the trader lives).
eToro Pros and Cons

Advantages of eToro

The advantages of eToro are listed below.

  • Great copy trading and social trading features
  • Wide range of asset classes
  • It allows to buy fractional stocks from $10

Disadvantages of eToro

The disadvantages of eToro are listed below.

  • The eToro spreads can be high
  • Offers only USD accounts
  • Transferring cryptocurrencies to other platforms can be hard

2. DEGIRO
best stocks investment app in Europe

72
InvestinGoal Rating
  • Regulations:
    FCA, MIFID-ESMA
  • Platforms:
    Proprietary Platform
Minimum Deposit: $0.01
Visit DEGIRO
Investing involves risk of loss
About DEGIRO

DEGIRO is a European online broker founded in 2008, whose CEO is Oliver Behrens. DEGIRO offers access to over 50 global exchanges for trading securities like stocks, ETFs, bonds, options and futures. DEGIRO offers low fee structures, user-friendly platforms, and a AFM regulated investing environment.

DEGIRO Features

The features of DEGIRO are listed below.

  • DEGIRO’s app is available only to investors residing in Europe.
  • DEGIRO has established itself as the best European investment app because of its wide stock availability and low fees.
  • In DEGIRO’s app you can trade stocks and ETFs on more than 50 stock exchanges.
  • Commissions on DEGIRO’s app start at €1.00 on U.S. stocks.
  • DEGIRO’s app has everything traders need to monitor their portfolios, manage their accounts, and invest in the financial markets.
DEGIRO Pros and Cons

Advantages of DEGIRO

The advantages of DEGIRO are listed below.

  • User-Friendly Platform
  • Low and Transparent Fees
  • Wide Range of Investment Options

Disadvantages of DEGIRO

The disadvantages of DEGIRO are listed below.

  • No Direct Cryptocurrency Trading
  • Lack of a Demo Account
  • Limited Educational Resources

3. IG Markets
best investment app for CFDs

90
InvestinGoal Rating
  • Regulations:
    FSA, MAS, FINMA, FCA, CFTC, MIFID-ESMA, ASIC, FMA, FSCA, DFSA, BMA (Bermuda)
  • Avg. EUR/USD Spread:
    0.7 pips
  • Platforms:
    Proprietary Platform, MAC Platforms
Minimum Deposit: $300
Unlimited demo account available
Visit IG Markets
70% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
About IG Markets

IG Markets is a global online trading provider founded in 1974, offering access to over 17,000 financial markets including forex, stocks, indices, commodities, and cryptocurrencies. IG Markets provides proprietary trading platforms alongside MetaTrader 4 and ProRealTime. IG Markets is regulated by multiple top-tier authorities worldwide, including the FCA and ASIC. IG Markets is known for competitive spreads, extensive educational resources, and innovative features like weekend trading. The IG Markets’ parent company “IG Group” CEO is Breon Corcoran.

IG Markets Features

The features of IG Markets are listed below.

  • Through the IG Markets app you will be able to trade up to 17,000 CFDs on different markets.
  • On the IG app you will also be able to invest with leverage up to 1:30 or higher depending on where you live.
  • The IG Markets app also lends itself to day trading as it offers advanced options for risk management, orders, and alerts.
  • Opening an account on the IG app is free, but to start investing you need at least $300 depending on your country of residence.
IG Markets Pros and Cons

Advantages of IG Markets

The advantages of IG Markets are listed below.

  • Low spreads from 0.6 pips on Forex
  • Wide range of financial instruments
  • 40 years of experience in the Forex industry

Disadvantages of IG Markets

The disadvantages of IG Markets are listed below.

  • No copy trading features
  • No social trading features

4. Trading 212
best investment app for beginners

80
InvestinGoal Rating
  • Regulations:
    FCA, MIFID-ESMA, CYSEC, VFSC (Vanuatu)
  • Avg. EUR/USD Spread:
    0.8 pips
  • Platforms:
    Proprietary Platform, MAC Platforms
Minimum Deposit: $1
Unlimited demo account available
Visit Trading 212
83% of retail investor accounts lose money
About Trading 212

Trading 212 is a global online broker founded in 2004, offering commission-free trading on stocks, ETFs, forex, and CFDs. Trading 212 provides proprietary web and mobile platforms. Trading 212 is regulated by multiple authorities including FCA, CySEC, and FSC. Trading 212 is known for its user-friendly interface, educational resources, and fractional share investing. Trading 212 serves over 2 million clients worldwide. The Trading 212 CEO is Mukid Chowdhury since 2024.

Trading 212 Features

The features of Trading 212 are listed below.

  • Trading 212’s investment app allows you to invest in both CFDs and the stock market.
  • On the Trading 212 app you can invest in more than 7,000 financial instruments.
  • Trading 212’s app is very easy to use, and it also allows you to trade fractional shares as low as $1.
  • On Trading 212 you will be able to use an automatic investment system called Autoinvest.
  • The Trading 212 app is free, but opening an account requires at least $1 (or $10 for a CFD account).
Trading 212 Pros and Cons

Advantages of Trading 212

The advantages of Trading 212 are listed below.

  • User-Friendly Interface
  • No Commission Trading
  • Wide Range of Assets

Disadvantages of Trading 212

The disadvantages of Trading 212 are listed below.

  • Limited Research Tools
  • High Forex Spreads
  • Lack of Advanced Features

5. Coinbase

coinbase logo
  • On Coinbase you can invest in more than 200 cryptocurrencies and tokens.
  • From the Coinbase app you will be able to manage your account and analyze charts.
  • Coinbase’s buying and selling fees are low.
  • $50 deposit is required to open an account on the Coinbase app.
Visit Coinbase
Your capital is at risk

6. Saxo
best investment app for professionals

82
InvestinGoal Rating
  • Regulations:
    FSA, MAS, FINMA, FCA, MIFID-ESMA, ASIC, SFC, FSCA, DFSA, CYSEC
  • Avg. EUR/USD Spread:
    0.6 pips
  • Platforms:
    Proprietary Platform, MAC Platforms
Minimum Deposit: $0
Demo account available
Visit Saxo
65% of retail investor accounts lose money
About Saxo

Saxo is a Danish investment bank and online trading platform founded in 1992. Saxo offers trading in forex, stocks, CFDs, futures, options, and other financial instruments across global markets. Saxo provides proprietary trading platforms and white-label solutions for institutional clients. Saxo is regulated by multiple authorities including the Danish FSA and UK FCA. Saxo serves retail and institutional clients in over 170 countries. The Saxo CEO and co-founder is Kim Fournais.

Saxo Features

The features of Saxo are listed below.

  • With the SaxoTraderGO investment app you can trade over 22,000 assets.
  • The SaxoTraderGO app allows you to use over 50 analysis tools and numerous order types.
  • Saxo’s SaxoStrats service offers users the opportunity to hear expert opinions on the state of the financial markets.
  • Saxo’ has no minimum deposit requirements.
Saxo Pros and Cons

Advantages of Saxo

The advantages of Saxo are listed below.

  • Regulation and Trust
  • Extensive Product Range
  • Advanced Trading Platform

Disadvantages of Saxo

The disadvantages of Saxo are listed below.

  • High Minimum Deposits for Premium Accounts
  • Lack of Spread Betting Options
  • Custody Fees in Certain Regions

7. XTB
best commission-free investment app

83
InvestinGoal Rating
  • Regulations:
    FCA, MIFID-ESMA, FSCA, CYSEC, IFSC (Belize)
  • Avg. EUR/USD Spread:
    0.6 pips
  • Platforms:
    Mirror Trader, Proprietary Platform, MAC Platforms
Minimum Deposit: $0
Demo account available
Visit XTB
69-83% of retail investor accounts lose money
About XTB

XTB is a global forex and CFD broker founded in 2002 and headquartered in Poland. XTB offers trading on over 2,000 instruments including currencies, stocks, indices, commodities, and cryptocurrencies. XTB provides the proprietary xStation platform and is regulated by multiple authorities including FCA, CySEC, and KNF. XTB is listed on the Warsaw Stock Exchange and serves over 897,500 clients worldwide. The XTB CEO is Omar Arnaout since March 2017.

XTB Features

The features of XTB are listed below.

  • With XTB’s xStation Mobile platform you can trade stocks without commission up to a counter value of $100,000.
  • In addition to stocks, you can also trade forex, indices, commodities, and more on xStation Mobile.
  • The xStation platform can be downloaded and used for free, however, $200 is required for a real account.
XTB Pros and Cons

Advantages of XTB

The advantages of XTB are listed below.

  • No minimum deposit
  • Wide selection of assets
  • Competitive trading costs

Disadvantages of XTB

The disadvantages of XTB are listed below.

  • Small withdrawal fee
  • No social or copy trading
  • XTB demo account is limited to 30 days

8. Interactive Brokers
most flexible investment app

80
InvestinGoal Rating
  • Regulations:
    MAS, FCA, CFTC, MIFID-ESMA, ASIC, CIRO, SEC, CYSEC
  • Avg. EUR/USD Spread:
    0.2 pips
  • Platforms:
    Proprietary Platform, MAC Platforms
Minimum Deposit: $0
Demo account available
Visit Interactive Brokers
74-89% of retail CFD accounts lose money
About Interactive Brokers

Interactive Brokers is a global electronic broker founded in 1978, offering trading in stocks, options, futures, forex, bonds, ETFs, and cryptocurrencies across 150 markets in 33 countries. Interactive Brokers provides advanced trading platforms, low commissions, and access to a wide range of financial instruments. Interactive Brokers is known for its sophisticated technology and serves both retail and institutional clients. Interactive Brokers is regulated by multiple top-tier authorities worldwide. The CEO of the Interactive Brokers Group is Milan Galik.

Interactive Brokers Features

The features of Interactive Brokers are listed below.

  • Interactive Brokers offers its traders three apps for investing.
  • Over 10,000 assets can be traded on the IBKR Mobile platform, including stocks, options, and futures.
  • The IBKR GlobalTrader platform has fewer assets than IBKR Mobile as it focuses mainly on stocks, options, ETFs, mutual funds, and cryptocurrencies.
  • IBKR Impact platform allows you to invest in companies that share your ideals.
  • IB charges very low fees starting at $0.35 for U.S. stocks.
  • You need $2000 to open an account with IB, but you can try IB’s apps for free with a trial account.
Interactive Brokers Pros and Cons

Advantages of Interactive Brokers

The advantages of Interactive Brokers are listed below.

  • Low Trading Fees
  • Advanced Trading Tools
  • Wide Market Access

Disadvantages of Interactive Brokers

The disadvantages of Interactive Brokers are listed below.

  • Not user-friendly
  • No MetaTrader Support
  • Additional Fees

9. Tradestation

tradestation logo
  • With TradeStation Mobile you will be able to invest in stocks, cryptos, and options.
  • The Mobile app of TradeStation provides their clients with real-time pricing and low-commission investing.
  • With the TradeStation app you will also be able to invest with margins as high as 3.5 percent.
  • In order to open an investment account with the TradeStation app, you need at least $1000.
Visit Tradestation
Your capital is at risk

10. Robinhood

logo robinhood
  • With Robinhood’s mobile app you will be able to invest in IPOs, stocks, ETFs, options, and cryptocurrencies (also with margin).
  • Robinhood makes both fractional stocks and cryptocurrencies available for as low as $1.
  • Robnihood’s app offers a feature to automatically invest your own funds.
  • No minimum deposit is required to open an account on the Robinhood investment app.
Visit Robinhood
Your money is at risk

How to choose the most suitable investing app

Choosing the most suitable trading app depends on three main factors. These are user experience, the type of market you want to trade in, and the type of trading you want to follow.

In fact, if one has little experience, it is always a good idea to choose an app that offers a great test account. This will allow the user to practice on a free account that is provided with virtual money, and is therefore risk-free.

It is also necessary to consider the market, as each broker typically specializes in a certain type of offering. For example, there are brokers that offer apps specialized for investing in stocks, or apps for investing in cryptocurrencies.

Last, it is equally important to consider the type of trading. If you want to invest on a short-term basis or with intraday trading, you will need to choose a type of app that allows you to operate in this way without problems.

Is it better to invest from apps or from a PC?

Apps are an excellent alternative to the PC for all traders who prefer long-term investing, who have passive investments, or for those who need to constantly monitor the market.

Indeed, investing in very volatile assets such as forex requires extensive research and analysis that must be done primarily on the price chart.

Typically, investing apps make it easy to open and close orders, but they do not have analysis tools in step with their PC counterparts.

For this reason, those interested in intraday trading may prefer to work from a desktop platform.

In contrast, very long-term strategies such as accumulation plans or investing in ETFs and stocks can be carried out just as effectively from apps.