Scores, winners and data below compare these brokers as CFD/FX brokers (leveraged trading on forex, indices, commodities and crypto), using the data of DEGIRO's Germany entity and Fineco's UK entity. Scores, winners and data below compare these brokers as stock brokers (real shares and ETFs you own outright), using the data of DEGIRO's Germany entity and Fineco's UK entity.
DEGIRO
Not regulated in your country DEGIRO does not accept residents in the UK because it is not regulated by FCA.
73-89% of retail investor accounts lose money when trading CFDs.
Fineco
Regulated in your country Fineco is allowed by FCA to onboard clients residing in the UK.
64.22% of retail investor accounts lose money when trading CFDs with this provider.
Best for
What we compare A comparison of the kinds of traders DEGIRO and Fineco are best suited to, based on what each one actually offers in United Kingdom.Fineco is better than DEGIRO for high-volume traders and CFD stock traders. Long-term investors, swing traders and news traders can choose either Fineco or DEGIRO.
| Overall score | DEGIRO not offered 79 | Fineco 78 76 -3 |
|---|---|---|
| Day trading i | ||
| Long-term investing i | ||
| Professional traders i | ||
| High-volume traders i | ||
| Scalpers i | ||
| Swing traders i | ||
| News traders i | ||
| Algo traders i | ||
| Stock traders i | ||
| Crypto traders i | ||
| Futures traders i | ||
| Options traders i |
Regulation
What we compare A comparison between the financial authorities that supervise DEGIRO and the ones that supervise Fineco.Only Fineco is regulated in the UK, by the FCA. DEGIRO holds no licence in the UK and is regulated by AFM and BaFin.
| Section score | DEGIRO not offered 100 | Fineco 100 100 |
|---|---|---|
| Tier-1 regulators | ||
| ESMA (European Union) i | AFM (Netherlands), BaFin (Germany) | |
| FCA (United Kingdom) i | ||
| ASIC (Australia) i | ||
| CFTC (United States) i | ||
| NFA (United States) i | ||
| SEC (United States) i | ||
| CIRO (Canada) i | ||
| MAS (Singapore) i | ||
| SFC (Hong Kong) i | ||
| JFSA (Japan) i | ||
| FINMA (Switzerland) i | ||
| Tier-2 regulators | ||
| FMA (New Zealand) i | ||
| CBR (Russia) i | ||
| FSCA (South Africa) i | ||
| DFSA (Dubai) i | ||
| CSRC (China) i | ||
| ISA (Israel) i | ||
| LFSA (Malaysia) i | ||
| JSC (Jordan) i | ||
| CMA (Kenya) i | ||
| Tier-3 regulators | ||
| FSA (Seychelles) i | ||
| MMA (Maldives) i | ||
| SCB (Bahamas) i | ||
| FSC (Mauritius) i | ||
| VFSC (Vanuatu) i | ||
| FSC (Belize) i | ||
| CIMA (Cayman Islands) i | ||
| SV FSA (Saint Vincent and the Grenadines) i | ||
| FSRC (St. Kitts & Nevis) i | ||
| BMA (Bermuda) i | ||
| BVI FSC (British Virgin Islands) i | ||
| EDR (External Dispute Resolution) i | ||
Safety
What we compare A comparison of the tools and services that DEGIRO and Fineco have in place to protect your money in United Kingdom.Both DEGIRO and Fineco offer segregated client funds and an investor compensation scheme. Both DEGIRO and Fineco are licensed banks. DEGIRO also offers additional money insurance. DEGIRO holds no licence in the UK and is not covered by the FSCS.
| Section score | DEGIRO not offered 99 Best | Fineco 91 91 -8 |
|---|---|---|
| Company info | ||
| Is it publicly traded i | ||
| Is it a bank i | ||
| Year founded i | 2008 | 1999 |
| Parent company i | flatexDEGIRO Bank AG | FinecoBank S.p.A. |
| CEO i | Oliver Behrens | Alessandro Foti |
| Money safety | ||
| Segregated client funds i | ||
| Two-factor authentication i | ||
| Investor compensation scheme i | ||
| Additional money insurance i | ||
| Partner bank i | flatexDEGIRO Bank AG | Monte Titoli, Société Générale Securities Services |
| Brand power | ||
| Number of customers worldwide i | 3,000,000 | 1,900,000 |
| Annual revenue i | USD 480,000,000 | USD 1,528,983,100 |
| Monthly website search traffic i | ||
Costs
What we compare A comparison of what it costs to trade with DEGIRO and with Fineco in United Kingdom, both on each trade and on holding the account.DEGIRO does not offer CFD/FX, being a stockbroker, so Fineco and DEGIRO cannot be compared for CFD/FX costs.
DEGIRO is better than Fineco for real stock costs, given that DEGIRO charges lower futures fees, at 0.75 USD per contract (against Fineco's 3.95 USD), charges lower options fees, at 0.75 USD per contract (against Fineco's 3.95 USD), and does not charge dividend withholding, unlike Fineco. Neither DEGIRO nor Fineco charges inactivity fees or account maintenance fees.
| Section score | DEGIRO not offered 73 Best | Fineco 70 63 -10 |
|---|---|---|
| Broker fees | ||
| Deposit fees i | ||
| Withdrawal fees i | ||
| Overnight fees i | ||
| Inactivity fees i | ||
| Currency conversion fees i | ||
| Discounts on volume i | ||
| Real time market data fee i | ||
| Dividend withholding i | ||
| Account opening fees i | ||
| Account maintenance fee i | ||
| Portfolio management fee i | ||
| Fees on CFDs | ||
| Forex commission per lot i | Free | |
| EUR/USD average standard spread i | ||
| EUR/USD average raw spread i | ||
| EUR/USD average fixed spread i | ||
| EUR/USD total cost per lot i | USD 10 | |
| S&P 500 fees (CFD) i | 6 points | |
| Gold fees (CFD) i | ||
| Bitcoin fees (CFD) i | ||
| US stocks fees (CFD) i | Free | |
| Fees on stocks | ||
| Stock fee type i | Commission | Commission, Percentage |
| US stocks fees (real) i | USD 9.28 | USD 6.86 |
| ETF fees (real) i | USD 9.28 | USD 6.86 |
| Management costs i | ||
| Connection costs i | ||
| Fees on futures | ||
| Futures fees per contract i | USD 0.75 | USD 3.95 |
| Platform fees i | ||
| Fees on options | ||
| Options fees per contract i | USD 0.75 | USD 3.95 |
| Event fees i | ||
| Fees on savings plans | ||
| IRA opening fee i | ||
| IRA maintenance fee i | ||
| 401k opening fee i | ||
| 401k maintenance fee i | ||
Available markets
What we compare A comparison of the markets and products you can trade with DEGIRO and with Fineco in United Kingdom, and of how many instruments each one gives access to.Fineco and DEGIRO cannot be compared for CFD/FX markets, because Fineco is a broker offering both CFDs and stocks while DEGIRO is a stockbroker.
DEGIRO is better than Fineco for real stock markets, as DEGIRO lets you own bonds, ETFs and funds outright, which Fineco does not, offers futures on indices, commodities and bonds, which Fineco does not, and offers options on commodities, which Fineco does not. Both DEGIRO and Fineco let you own stocks outright, and offer futures on stocks.
| Section score | DEGIRO not offered 100 Best | Fineco 100 60 -40 |
|---|---|---|
| Total tradable symbols i | 2,800 | 20,000 |
| Currency pairs i | ||
| Indices i | ||
| Commodities i | ||
| Stocks i | ||
| ETF i | ||
| Cryptocurrencies i | ||
| Bonds i | ||
| Interest rates i | ||
| Portfolios i | ||
| CFDs i | Commodities, Forex, Indices, Stocks | |
| Futures i | Indices, Commodities, Stocks, Bonds | Stocks |
| Options i | Indices, Commodities, Stocks | Indices, Stocks |
| Assets you can own i | Bonds, ETF, Funds, Stocks | Stocks |
Platform
What we compare A comparison of the trading platforms that DEGIRO and Fineco make available to their clients in United Kingdom.Fineco and DEGIRO cannot be set side by side for platforms, as DEGIRO is a stockbroker and does not offer CFD/FX, unlike Fineco.
Fineco is better than DEGIRO for platforms, since Fineco offers one-click trading, which DEGIRO does not. DEGIRO and Fineco both offer a proprietary platform and real-time pricing.
| Section score | DEGIRO not offered 71 -4 | Fineco 75 75 Best |
|---|---|---|
| Proprietary platform i | ||
| MetaTrader 4 i | ||
| MetaTrader 5 i | ||
| cTrader i | ||
| Social trading platform i | ||
| Copy trading platform i | ||
| ZuluTrade i | ||
| TradingView i | ||
| Duplitrade i | ||
| Mirror Trader i | ||
| NinjaTrader i | ||
| AutoChartist i | ||
| Real time pricing i | ||
| 5 digit pricing i | ||
| One-click trading i |
Mobile
What we compare A comparison of the mobile apps of DEGIRO and Fineco in United Kingdom, and of what each one lets you do from your phone.Fineco and DEGIRO cannot be compared for mobile trading, because Fineco is a broker offering both CFDs and stocks while DEGIRO is a stockbroker.
Fineco is better than DEGIRO for mobile trading, because Fineco offers mobile charting tools and mobile drawing tools, which DEGIRO does not. DEGIRO and Fineco both offer a proprietary mobile app and mobile price alerts.
| Section score | DEGIRO not offered 67 -7 | Fineco 74 74 Best |
|---|---|---|
| Proprietary app i | ||
| Social trading app i | ||
| Copy trading app i | ||
| MetaTrader 4 app i | ||
| MetaTrader 5 app i | ||
| cTrader app i | ||
| Mobile trading signals i | ||
| Mobile alerts i | ||
| Mobile charting tools i | ||
| Mobile drawing tools i | ||
| Mobile watchlist i | ||
| Smartwatch app i |
Trading features
What we compare A comparison of the trading tools and strategies that DEGIRO and Fineco allow on their platforms in United Kingdom.There is no like-for-like comparison for CFD/FX trading features, as DEGIRO is a stockbroker and does not offer CFD/FX.
DEGIRO and Fineco are equally good for real stock trading features, as both offer trailing stops.
| Section score | DEGIRO not offered 68 | Fineco 60 68 |
|---|---|---|
| Trade execution | ||
| Broker type i | NDD | NDD |
| Average execution time i | ||
| Slippage occurrence i | ||
| Requotes occurrence i | ||
| Tier-1 liquidity providers i | ||
| PFOF i | ||
| Leverage | ||
| Major FX pairs leverage i | 30:1 | |
| Minor/Exotic FX pairs leverage i | 20:1 | |
| Major indices leverage i | 20:1 | |
| Minor indices leverage i | 10:1 | |
| Gold leverage i | 20:1 | |
| Commodities leverage i | 10:1 | |
| Equities leverage i | 3:1 | 5:1 |
| Cryptocurrency leverage i | ||
| Risk management | ||
| Stop losses i | ||
| Take profits i | ||
| Limit orders i | ||
| Trailing stop i | ||
| Margin call i | ||
| OCO orders i | ||
| Guaranteed stop loss i | ||
| Negative balance protection i | ||
| Minimum trade size (FX) i | 0.01 lots | |
| Minimum trade size (stocks) i | USD 1 | USD 1 |
| Fractional stocks i | ||
| Trading compliance | ||
| Scalping strategies allowed i | ||
| Hedging strategies allowed i | ||
| Automated trading strategy allowed i | ||
| EAs use allowed i | ||
| HFT strategy allowed i | ||
| VPS use allowed i | ||
| API use allowed i | ||
| Price scraping allowed i | ||
| FIFO rule applies i | ||
Account types
What we compare A comparison of the kinds of account you can open at DEGIRO and at Fineco in United Kingdom, and of who each one is meant for.DEGIRO does not offer CFD/FX, being a stockbroker, so Fineco and DEGIRO cannot be compared for CFD/FX account types.
Fineco is better than DEGIRO for real stock account types, because Fineco offers a savings account, which DEGIRO does not. DEGIRO and Fineco both offer a stock investing account and a margin investing account.
| Section score | DEGIRO not offered 39 -5 | Fineco 11 44 Best |
|---|---|---|
| Demo account i | ||
| Unlimited demo account i | ||
| Standard account i | ||
| Micro account i | ||
| Cent account i | ||
| Nano account i | ||
| Raw spread account i | ||
| ECN account i | ||
| Swap-free account i | ||
| Islamic account i | ||
| Professional traders account i | ||
| Fixed spread account i | ||
| Spread betting account i | ||
| Copy trading account i | ||
| Corporate account i | ||
| Managed account i | ||
| Stock investing account i | ||
| Margin investing account i | ||
| Savings account i | ||
| Retirement account i |
Account opening
What we compare A comparison of what it takes to open and fund an account with DEGIRO and with Fineco in United Kingdom.Fineco and DEGIRO cannot be set side by side for account opening, as DEGIRO is a stockbroker and does not offer CFD/FX, unlike Fineco. DEGIRO holds no licence in the UK.
DEGIRO and Fineco are equally good for account opening, as DEGIRO does not require a minimum deposit (against Fineco's 100 USD), and offers 7 account base currencies (against Fineco's 1). On the other hand, Fineco offers debit cards. DEGIRO and Fineco both offer credit cards and wire transfers. DEGIRO holds no licence in the UK.
| Section score | DEGIRO not offered 60 | Fineco 59 59 -1 |
|---|---|---|
| Minimum deposit i | USD 0 | USD 100 |
| Minimum withdrawal i | USD 0 | USD 100 |
| Wire transfers i | ||
| Credit cards i | ||
| Debit cards i | ||
| eWallets i | ||
| Local payment methods i | ||
| Account base currencies i | CHF, CZK, EUR, GBP, HUF, NOK, SEK | EUR |
| Deposit waiting time i | up to 2 business days | up to 3 business days |
| Withdrawal waiting time i | up to 2 business days | up to 3 business days |
| Bonus program i |
Customer care
What we compare A comparison of the customer support of DEGIRO and Fineco in United Kingdom, in how it can be reached and how fast it answers.DEGIRO does not offer CFD/FX, being a stockbroker, so Fineco and DEGIRO cannot be compared for customer care.
DEGIRO is better than Fineco for customer care, since DEGIRO offers customer support in 14 languages (against Fineco's 1), and has a website in 14 languages (against Fineco's 2). DEGIRO and Fineco both offer phone support and live chat.
| Section score | DEGIRO not offered 71 Best | Fineco 36 36 -35 |
|---|---|---|
| Number of languages supported i | 14 | 2 |
| Website languages i | Czech, Danish, German, Greek, English, Finnish, French, Hungarian, Italian, Dutch, Norwegian, Polish, Portuguese, Spanish | English, Italian |
| Website available in English i | ||
| Customer support languages i | Czech, Danish, German, Greek, English, Finnish, French, Hungarian, Italian, Dutch, Norwegian, Polish, Portuguese, Spanish | Italian |
| Customer support in English i | ||
| Call back request i | ||
| Email support i | ||
| Phone support i | ||
| Live chat i | ||
| Priority customer support i | ||
| Dedicated account manager i | ||
| Cash sweep i | ||
| Stock lending i | ||
| Distributes proceeds i | ||
| Tax withholding agent i | ||
| Tax assistance i |
Learning
What we compare A comparison of the educational material that DEGIRO and Fineco provide to their clients in United Kingdom.DEGIRO does not offer CFD/FX, being a stockbroker, so Fineco and DEGIRO cannot be compared for learning.
Fineco is better than DEGIRO for learning, since Fineco offers professional reports, daily market commentary and daily trading ideas, which DEGIRO does not. Both DEGIRO and Fineco offer education for advanced traders and webinars.
| Section score | DEGIRO not offered 63 -32 | Fineco 95 95 Best |
|---|---|---|
| Education | ||
| Education center i | ||
| Education for beginners i | ||
| Education for advanced traders i | ||
| Webinars i | ||
| Tutorials i | ||
| Glossary i | ||
| Research | ||
| Economic calendar i | ||
| Traders' sentiment i | ||
| Daily market commentary i | ||
| Daily trading ideas i | ||
| News via social media i | ||
| Professional reports i | ||
| Watchlist i | ||
DEGIRO vs Fineco: which one should you choose?
DEGIRO
Stocks Choose DEGIRO if you want a stockbroker with no minimum deposit, several account base currencies, and bonds, ETFs and funds to own outright and live in a country where it is licensed to operate.
Not licensed in the UK 73-89% of retail investor accounts lose money when trading CFDs.
Fineco
CFD/FX Choose Fineco if you want a CFD and forex broker with a wide choice of markets.
Stocks Choose Fineco, regulated in the UK by the FCA, if you want a broker for securities investing with a wide choice of markets and conditions for high-volume trading.
Open Account 64.22% of retail investor accounts lose money when trading CFDs with this provider.Other popular comparisons
Below are other head-to-head comparisons that include DEGIRO or Fineco, each scored with the same data and method as this page.
