Plus500 provides a range of trading account types tailored to different trader profiles, including beginners, retail traders, high-volume professionals, and fund managers.
Available accounts include the CFD Account (ideal for experienced traders), Invest Account (ideal for stock traders) and the Islamic Account (swap-free for Muslim traders). Advanced traders and money managers can access the Professional Account, which offers higher leverage, lower margin requirements and additional benefits.
Each Plus500 account type has distinct pricing models and offers platform compatibility across Plus500 Webtrader proprietary platform.
The availability of the Plus500 account types is subject to Regulatory compliance, trader expertise, and regional restrictions.
What types of trading accounts are available at Plus500?
The Plus500 account types are listed below.
- Plus500 Demo Account
- Plus500 CFD Account
- Plus500 Invest Account
- Plus500 Professional Account
- Plus500 Islamic Account
Plus500 CFD Account: Best for experienced traders
The Plus500 CFD Account is designed for experienced traders. It offers access to over 2,000 CFD assets, such as forex, indices, commodities, stocks, options, ETFs, futures, and cryptocurrencies, with leverage up to 1:30.
The features of the Plus500 CFD Account are listed below.
- Availability: Under ASIC, FCA, CySEC, FMA, MAS, SFSA, FSCA and EFSA.
- Markets: Forex, indices, commodities, stocks, options, ETFs, futures, and crypto: 2000+ CFD assets in total (crypto is not available for FCA clients).
- Commissions: You will get charged variable spreads; rollover fees if you hold a position overnight.
- Platforms: Plus500 Webtrader proprietary platform.
- Trade size: From 1 micro lot.
- Leverage: Up to 1:30 (ASIC, FCA, CySEC, FMA, FSCA); 20:1 (MAS); 300:1 (SFSA).
- Special features: Advanced tools, real-time quotes, guaranteed stop loss.
- Account opening: You can start with an unlimited demo, then deposit $100 if you want to switch to a live account.
Plus500 Invest Account: Best for stock traders
The Plus500 Invest Account allows trading of shares and ETFs, with commissions of $0.006 on US stocks and 0.045% on UK, Italian, French, and German stocks.
The features of the Plus500 Invest Account are listed below.
- Availability: Under FCA, CySEC and EFSA.
- Markets: Shares, ETFs: 2700+ assets in total.
- Commissions: Commission of $0.006 on US stocks and of 0.045% on UK, Italian, French and German stocks.
- Platforms: Plus500 Webtrader proprietary platform.
- Trade size: From 1 share.
- Special features: Free market data, and advanced trading tools.
- Account opening: A demo version is not available for this account type. You need to deposit $100 if you want to start with a live account.
Plus500 Professional Account: Best for professional traders
The Plus500 Professional Account is designed for experienced traders who meet specific eligibility criteria. It provides higher leverage up to 1:300, exclusive benefits, and advanced trading tools, but lacks Investor Compensation Fund rights.
The features of the Plus500 Professional Account are listed below.
- Availability: Under ASIC, FCA, CySEC and EFSA.
- Markets: Forex, indices, commodities, stocks, options, ETFs, and crypto. 2000+ CFD assets in total (crypto is not available for FCA clients).
- Commissions: You will find variable spreads; CFD assets are subject to rollover fees.
- Platforms: Plus500 Webtrader proprietary platform.
- Trade size: From 1 micro lot.
- Leverage: Up to 1:300.
- Special features: Higher leverage, exclusive benefits, advanced trading tools, and negative balance protection still in place. However, professional accounts lose their ICF rights.
- Account opening: Open a standard Plus500 account, then contact the Plus500 support team to request to switch to professional status and follow their lead.
Plus500 Islamic Account: best for Muslim traders
The Plus500 Islamic Account caters to Muslim traders by offering no rollover fees, complying with Sharia law principles. It provides access to over 2.000 assets, such as forex, commodities, shares, bonds, ETFs and options, with leverage up to 1:30.
The features of the Plus500 Islamic Account are listed below.
- Availability: Under ASIC, FCA, CySEC, FMA, MAS, SFSA, FSCA and EFSA.
- Markets: Forex, indices, commodities, stocks, options, ETFs, and crypto: 2000+ CFD assets in total (crypto is not available for FCA clients).
- Commissions: Variable spreads.
- Platforms: Plus500 Webtrader proprietary platform.
- Trade size: From 1 micro lot.
- Leverage: Up to 1:30 (ASIC, FCA, CySEC, FMA, FSCA); 20:1 (MAS); 300:1 (SFSA).
- Special features: No rollover fees.
- Account opening: To open an Islamic account, you need to contact the support team.
How to compare the Plus500 trading accounts?
The table to compare the Plus500 trading accounts is shown below.
| Plus500 Account Types | Minimum Deposit ($) | Minimum Spread (pips) | Volume-based Commissions | Overnight Fees | Minimum Trade Size (lots) |
|---|---|---|---|---|---|
| Plus500 Demo Account | N/A | N/A | N/A | No | N/A |
| Plus500 CFD Account | $100 | Variable | Variable spreads | Yes | 0.01 (micro lot) |
| Plus500 Invest Account | $100 | N/A | $0.006 on US stocks, 0.045% on UK/EU stocks | No | 1 share |
| Plus500 Professional Account | $100 | Variable | Variable spreads | Yes | 0.01 (micro lot) |
| Plus500 Islamic Account | Contact Support | Variable | Variable spreads | No | 0.01 (micro lot) |
What are the requirements to open a Plus500 account type?
The requirements to open a Plus500 account are listed below.
- Contact requirements: The contact requirements of Plus500 include a valid email address and a valid phone number
- Age requirements: The age requirement at Plus500 is that you must be over 18 years old to open an account
- Legal requirements: The legal requirements at Plus500 include complying with KYC laws by verifying your identity with documents such as a passport or utility bill.
- Minimum deposit requirements: Plus500 minimum deposit to activate a live trading account is $100
- Regulatory requirements: The regulatory requirements at Plus500 stipulate that you must be a resident in a country where the broker operates
- Knowledge requirements: The knowledge requirements at Plus500 include answering questions about your trading experience and financial knowledge before accessing complex financial products.
Do Plus500 account types charge inactivity fees?
Yes, Plus500 account types charge inactivity fees. The broker imposes a monthly fee of $10 after a trading account remains inactive for three consecutive months. Inactivity is defined as not logging into your account during this period. This fee applies to all real money accounts with sufficient funds.
The inactivity fee is meant to cover maintenance costs associated with idle accounts. Plus500 considers an account inactive if the user does not log in for three months. Reactivating the account by simply logging in prevents further charges, and traders can avoid the fee by maintaining regular access to their accounts.
Demo accounts at Plus500 function as risk-free training environments with virtual funds. Users who abandon these practice platforms encounter no Plus500 fees because demo accounts operate solely with simulated money. The broker provides these demonstration platforms so traders can test strategies without financial obligations. Demo accounts exist for educational purposes and remain completely free regardless of usage patterns.