Trading 212 provides a range of trading account types tailored to different trader profiles, including beginners, retail traders, high-volume professionals, and fund managers.
Available accounts include the CFD Account (ideal for margin trading), the Invest Account (ideal for real asset investment),and the ISA Account (exclusive to UK traders). Advanced traders and money managers can access the Professional Account, which offers higher leverage, lower margin requirements and additional benefits.
Each Trading 212 account type has distinct pricing models and offers platform compatibility across Trading 212 WebTrader.
The availability of the Trading 212 account types is subject to Regulatory compliance, trader expertise, and regional restrictions.
What types of trading accounts are available at Trading 212?
The Trading 212 account types are listed below.
- Trading 212 Demo Account
- Trading 212 CFD Account
- Trading 212 Invest Account
- Trading 212 ISA Account
- Trading 212 Professional Account
Trading 212 CFD Account: Best for margin trading
The Trading 212 CFD Account is designed for margin trading across various markets, such as forex, commodities, stocks, indices, ETFs, and cryptocurrencies. It offers leverage up to 1:30 for retail clients, with spreads starting from 1 pip, and may incur rollover fees on overnight positions. The minimum deposit required to open this account is $10.
The features of the Trading 212 CFD Account are listed below.
- Availability: Under CySEC, FCA, FSC.
- Markets: Forex, commodities, stocks, indices, ETFs, cryptocurrencies (10,000+ assets in total).
- Commissions: Spread from 1 pip. Rollover fees may apply on open positions overnight.
- Platforms: Trading 212 WebTrader.
- Trade size: From 1 micro lot.
- Leverage: Up to 1:30.
- Account opening: Demo account is unlimited and the live account requires a minimum deposit of $10.
Trading 212 Invest Account: Best for real asset investment
The Trading 212 Invest Account is intended for real asset investment and allows users to trade stocks and ETFs, with access to over 10,000 assets. This account operates on a 1:1 leverage basis and supports fractional shares, enabling investments from as little as $1. There are no commissions, and the minimum deposit to open this account is $1.
The features of the Trading 212 Invest Account are listed below.
- Availability: Under CySEC, FCA, FSC.
- Markets: Stocks, ETFs (10,000+ assets in total).
- Commissions: On this account, there is a spread starting 1 pip; open positions overnight entail rollover fees.
- Platforms: Trading 212 WebTrader.
- Trade size: From 1 micro lot.
- Leverage: 1:1
- Special features: Fractional shares are available.
- Account opening: Unlimited demo account; a minimum deposit of $1 to switch to a live account.
Trading 212 ISA Account: Best for tax-free investments
The Trading 212 ISA Account is available to UK clients and offers tax-free investments in stocks and ETFs, covering over 10,000 assets. It operates with 1:1 leverage and floating spreads starting from 1 pip, with potential rollover fees on overnight positions. The minimum deposit to open this account is $1.
The features of the Trading 212 ISA Account are listed below.
- Availability: Under FCA.
- Markets: Stocks, ETFs (10,000+ assets in total).
- Commissions: You will be charged only floating spread from 1 pip. A rollover fee is also charged on open positions overnight.
- Platforms: Trading 212 WebTrader.
- Trade size: From 1 micro lot.
- Leverage: 1:1.
- Account opening: Free demo account to try for an unlimited time; to proceed to a live account there is a minimum deposit of $1.
Trading 212 Professional Account: Best for pro traders
The Trading 212 Professional Account is tailored for professional traders. This account offers leverage up to 1:500, with spreads starting from 1 pip and possible rollover fees on positions held overnight. The minimum deposit required to open this account is $10.
The features of the Trading 212 Professional Account are listed below.
- Availability: Under FCA.
- Markets: Forex, commodities, stocks, indices, ETFs, cryptocurrencies (10,000+ assets in total).
- Commissions: Spread starting value is 1 pip; rollover fee on positions held open for consecutive days.
- Platforms: Trading 212 WebTrader.
- Trade size: From 1 micro lot.
- Leverage: Up to 1:500.
- Account opening: There is a minimum deposit of $10.
How to compare the Trading 212 trading accounts?
The table to compare the Trading 212 trading accounts is shown below.
| Trading 212 Account Types | Minimum Deposit ($) | Minimum Spread (pips) | Volume-Based Commissions | Overnight Fees | Minimum Trade Size (lots) |
|---|---|---|---|---|---|
| Trading 212 CFD Account | $10 | 1 pip | None | Yes | 0.01 (micro lot) |
| Trading 212 Invest Account | $1 | 1 pip | None | Yes | 0.01 (micro lot) |
| Trading 212 ISA Account | $1 | 1 pip | None | Yes | 0.01 (micro lot) |
| Trading 212 Professional Account | $10 | 1 pip | None | Yes | 0.01 (micro lot) |
What are the requirements to open a Trading 212 account type?
The requirements to open a Trading 212 account are listed below.
- Contact requirements: The contact requirements of Trading 212 include a valid email address and a valid phone number
- Age requirements: The age requirement at Trading 212 is that you must be over 18 years old to open an account
- Legal requirements: The legal requirements at Trading 212 include complying with KYC laws by verifying your identity with documents such as a passport or utility bill.
- Minimum deposit requirements: Trading 212 minimum deposit to activate a live trading account is $1
- Regulatory requirements: The regulatory requirements at Trading 212 stipulate that you must be a resident in a country where the broker operates
- Knowledge requirements: The knowledge requirements at Trading 212 include answering questions about your trading experience and financial knowledge before accessing complex financial products.
Do Trading 212 account types charge inactivity fees?
No, Trading 212 account types do not charge inactivity fees. Traders can keep their accounts open without worrying about additional costs, regardless of how frequently they trade or how long they remain inactive. This policy allows users to take breaks from trading without financial penalties.
Trading 212 does not impose fees on inactive or dormant accounts. Users who do not trade for an extended period will not face deductions from their balance. The broker may implement specific measures to ensure account security if long-term inactivity is detected.
Demo accounts remain free of inactivity charges under Trading 212 fees. These trial accounts use virtual funds, meaning traders owe nothing to the broker. Abandoning a demo account does not lead to additional costs because the funds are not real, and the broker does not require any further action from the user.