DEGIRO provides a range of trading account types tailored to different trader profiles, including beginners, retail traders, high-volume professionals, and fund managers.
Available accounts include the Basic Account (ideal for casual traders), the Active Account (ideal for margin trading), and the Trader Account (optimized for trading with higher leverage). Advanced traders and money managers can access the Day Trader Account, which offers higher leverage, lower margin requirements and additional benefits.
Each DEGIRO account type has distinct pricing models and offers platform compatibility across the DEGIRO platform.
The availability of the DEGIRO account types is subject to Regulatory compliance, trader expertise, and regional restrictions.
What types of trading accounts are available at DEGIRO?
The DEGIRO account types are listed below.
- DEGIRO Basic Account
- DEGIRO Active Account
- DEGIRO Trader Account
- DEGIRO Day Trader Account
DEGIRO Basic Account: Best for standard clients
DEGIRO Basic Account is designed for standard clients. It provides access to stocks, bonds, ETFs, and investment funds across over 50 exchanges. This account does not support margin trading or short selling.
The features of the DEGIRO Basic Account are listed below.
- Availability: In Europe.
- Markets: Stocks, bonds, ETFs, investment funds (over 50 exchanges).
- Commissions: Starting from 1€ on US stocks.
- Platforms: DEGIRO platform.
- Trade size: From 1 contract.
- Special features: A range of low-fee ETFs in the DEGIRO Core Selection.
- Account opening: A demo version is not available. But the minimum deposit to open an account is only €0.01.
DEGIRO Active Account: Best for margin trading
DEGIRO Active Account is suited for clients interested in margin trading. It offers access to over 50 assets, such as futures, options, and leveraged products like warrants. Clients can utilize margin up to 33% of the position’s value.
The features of the DEGIRO Active Account are listed below.
- Availability:In Europe.
- Markets: Stocks, bonds, ETFs, investment funds, futures, options, leveraged products such as warrants (over 50 exchanges).
- Commissions: Commissions still start from €1 on US stocks, but leveraged trading also carries an overnight fee.
- Platforms: DEGIRO platform.
- Trade size: From 1 contract.
- Leverage: Margin up to 33% of the value of the position.
- Special features: The core-ETF selection is available.
- Account opening: The demo account is not available, but you can try the platform with a minimum deposit of only €0,01.
DEGIRO Trader Account: Best for trading with higher margins
DEGIRO Trader Account is intended for clients seeking higher leverage. It provides access to over 50 assets and clients can utilize margin up to 80% of the position’s value.
The features of the DEGIRO Trader Account are listed below.
- Availability: In Europe.
- Markets: Stocks, bonds, ETFs, investment funds, futures, options, leveraged products such as warrants (over 50 exchanges).
- Commissions: Just like the active account.
- Platforms: DEGIRO platform.
- Trade size: From 1 contract.
- Leverage: Margin up to 80% of the value of the position.
- Special features: The core-ETF selection is available.
- Account opening: To open an account you must deposit at least €0.01. There’s no demo version available.
DEGIRO Day Trader Account: Best for experienced traders
DEGIRO Day Trader Account is designed for experienced traders engaging in frequent trading. It offers access to over 50 assets and clients can utilize margin up to 80% of the position’s value, with lower margins during market hours.
The features of the DEGIRO Day Trader Account are listed below.
- Availability: In Europe.
- Markets: Stocks, bonds, ETFs, investment funds, futures, options, leveraged products such as warrants (over 50 exchanges).
- Commissions: They start from 1€ on US stocks.
- Trade size: From 1 contract.
- Leverage: Margin up to 80% of the value of the position. Margins will be lower when the markets are open.
- Special features: The core-ETF selection is available.
- Account opening: There’s not a virtual account to try the service first. Clients can open an account for only €0.01.
How to compare the DEGIRO trading accounts?
The table to compare the DEGIRO trading accounts is shown below.
| DEGIRO Account Types | Minimum Deposit (in $) | Minimum Spread (in pips) | Volume-based Commissions | Overnight Fees | Minimum Trade Size (lots) |
|---|---|---|---|---|---|
| DEGIRO Basic Account | 0.01 | N/A | Starting from €1 on US stocks | No | 1 contract |
| DEGIRO Active Account | 0.01 | N/A | Starting from €1 on US stocks | Yes | 1 contract |
| DEGIRO Trader Account | 0.01 | N/A | Starting from €1 on US stocks | Yes | 1 contract |
| DEGIRO Day Trader Account | 0.01 | N/A | Starting from €1 on US stocks | Yes | 1 contract |
What are the requirements to open a DEGIRO account type?
The requirements to open a DEGIRO account are listed below.
- Contact requirements: The contact requirements of DEGIRO include a valid email address and a valid phone number
- Age requirements: The age requirement at DEGIRO is that you must be over 18 years old to open an account
- Legal requirements: The legal requirements at DEGIRO include complying with KYC laws by verifying your identity with documents such as a passport or utility bill.
- Minimum deposit requirements: DEGIRO minimum deposit to activate a live trading account is $0,01
- Regulatory requirements: The regulatory requirements at DEGIRO stipulate that you must be a resident in a country where the broker operates
- Knowledge requirements: The knowledge requirements at DEGIRO include answering questions about your trading experience and financial knowledge before accessing complex financial products.
Do DEGIRO account types charge inactivity fees?
No, DEGIRO account types do not charge inactivity fees. Traders who leave their accounts unused for a long period do not have to worry about additional costs. The broker does not impose penalties for inactivity, allowing clients to take breaks from trading without financial consequences.
An inactivity fee is a charge some brokers impose if a client does not make any buy or sell orders in their accounts for a given period. Traders who stop using their live accounts will not face penalties, but their accounts may be classified as dormant after a certain period.
Demo accounts remain free of inactivity charges under DEGIRO fees. These trial accounts use virtual funds, meaning traders owe nothing to the broker. Abandoning a demo account does not lead to additional costs because the funds are not real, and the broker does not require any further action from the user.