DEGIRO Minimum Deposit Guide (2021)

logomark Luca Puddu calendar Last Updated: November 2021 timer 5 min read
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DEGIRO is a popular stockbroker in Europe. The company caters to retail traders by offering low commission stock trading. If you haven’t heard of this company yet, we encourage you to learn more by reading our DEGIRO review.

If you want to take advantage of cost-effective stock trading with DEGIRO, the first thing you probably want to know is what the minimum deposit needed to open an account will be. In this guide, we explore the DEGIRO minimum deposit.

Table of contents

What is the minimum deposit on DEGIRO?

The minimum deposit to open an account with DEGIRO is 0.01 USD. That’s right, the minimum amount you need to deposit to open a new trading account with DEGIRO is just one-cent.

This tiny amount is only to open the account. Essentially, we can say there is no minimum deposit. Obviously, you will need to deposit additional funds to be able to place orders and buy stocks and other products. You’re free to deposit more funds at any time.

Once the initial payment is received and your identification is confirmed, your trading account will be created. For anti-money laundering reasons, this transaction must be made from a bank account registered in your name.

DEGIRO Minimum Deposit Features
Minimum Deposit $0,01
Deposit Fees No
Withdrawal Fees No
Base Currencies USD, EUR

Opening a DEGIRO Account is an easy process. You will have to provide certain documents and informations to the broker, as well as depositing a small amount of money to complete the registration. But don’t worry: the broker will drive you through the whole process step by step. Visit the DEGIRO website for more information (Investing involves risk of loss).

DEGIRO Deposit Bonus

DEGIRO does not offer deposit bonuses when you register. Because DEGIRO is a European broker, it must follow ESMA rules which prohibit offering incentives to clients. If getting a bonus on your deposit is essential to you, we’ve prepared a practical guide to discovering the best forex brokers with bonuses and promotions. There is an option on the web trader to refer a friend via email or social media to earn a 20 pound or euro discount on trading transaction costs.

How to Deposit Funds into Your DEGIRO Account: Steps to Follow

There are few steps to consider before you make a deposit and start trading with DEGIRO. Firstly, you should know this broker does not have a demo account to practice with. This won’t be a problem for experienced traders, and with no minimum deposit conditions, you can open a live account and start trading without burdensome obligations.

DEGIRO offers five different account types to choose from. Once you select your DEGIRO account, you will need to verify your identity by uploading a few documents. Once you have done so, you’ll be ready to make your first deposit according to the DEGIRO minimum deposit, which, as mentioned earlier, is almost non-existent.

DEGIRO Funding Methods (+ Withdrawals)

DEGIRO supports manual deposit using bank wire transfers that are always advertised with a disclaimer of taking 2-3 business days, but it’s often much faster in reality. If you want to make an instant deposit, you can choose Trustly, SoFort or other local funding methods. Don’t forget that you must make your deposits and withdrawals from your nominated account.

degiro deposit and withdrawal button

DEGIRO Deposit Fees

There are no fees charged by DEGIRO when funding your trading account via bank transfer. Remember that your bank may apply a fee, especially for international transfers and foreign exchange transactions. There is a fee of 0.1% for instant deposit methods such as Trustly, SoFort, and other methods that may be available in your region.

DEGIRO Withdrawal

Withdrawing funds from your DEGIRO account can be initiated from the web trader. Before a withdrawal is approved, you should expect to confirm your account details for security reasons. You may only withdraw the same currency that is held in your account.

As is the case with deposits, withdrawals may only be transferred to your nominated bank account. These transfers take between two and four business days.

DEGIRO Accepted Deposit Currencies

DEGIRO only accepts payments from the European countries where it operates. The broker offers several base currencies: CHF, DKK, GBP, NOK, SEK, EUR, CZK, PLN and HUF.

DEGIRO also offers the possibility to hold a balance in any currency you want by using a feature called Manual currency handling, but you cannot withdraw foreign currencies. Keep in mind that most of the fees DEGIRO charges are charged in your account’s base currency. That means if your account is denominated in EUR, and you buy shares from the London Stock Exchange, you’ll pay transaction fees in EUR.

DEGIRO Minimum Deposit Pros and Cons


  • No minimum deposit, just one cent is required to open an account
  • No deposit fees when using bank transfers and very low fees for using alternative payment methods
  • Several base currencies to suit traders from across the EU


  • Not possible to fund an account with a credit or debit card

DEGIRO Minimum Deposit FAQ

What is the minimum deposit with DEGIRO?

There is no minimum deposit to start trading with DEGIRO. You only have to make an initial payment of €0.01 to activate your trading account.

About the Author

Luca Puddu

Broker Expert

Always full of different interests, Luca started to get interested in the field of personal finance in 2014.

His self-taught studies led him year by year to become increasingly interested in the investment field.

To date, Luca actively invests in the stock market and cryptocurrencies, focusing on rising markets and the industries of the future.

His main role at is to analyze and study in the smallest detail the brokers and their platforms, while checking carefully that the information shown by them is genuine.

In this way, he provides readers with a complete and truthful overview of the broker they might be interested in.

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