Scores, winners and data below compare these brokers as CFD/FX brokers (leveraged trading on forex, indices, commodities and crypto), using the data of Plus500's Cyprus entity and XTB's Cyprus entity. Scores, winners and data below compare these brokers as stock brokers (real shares and ETFs you own outright), using the data of Plus500's Cyprus entity and XTB's Cyprus entity.
Plus500
CFD service. 82% of retail investor accounts lose money
XTB
77% of retail investor accounts lose money when trading CFDs with this provider.
Best for
What we compare A comparison of the kinds of traders Plus500 and XTB are best suited to, based on what each one actually offers in .XTB is better than Plus500 for scalpers. Both are a good fit for long-term investors, swing traders and news traders.
| Overall score | Plus500 77 74 -3 | XTB 77 77 Best |
|---|---|---|
| Day trading i | ||
| Long-term investing i | ||
| Professional traders i | ||
| High-volume traders i | ||
| Scalpers i | ||
| Swing traders i | ||
| News traders i | ||
| Algo traders i | ||
| Stock traders i | ||
| Crypto traders i | ||
| Futures traders i | ||
| Options traders i |
Regulation
What we compare A comparison between the financial authorities that supervise Plus500 and the ones that supervise XTB.Plus500 and XTB are both regulated by top-tier authorities, Plus500 by CySEC, ASIC (Australia) and the FCA (United Kingdom) and XTB by CySEC, KNF and the FCA (United Kingdom).
| Section score | Plus500 100 100 | XTB 100 100 |
|---|---|---|
| Tier-1 regulators | ||
| ESMA (European Union) i | CySEC (Cyprus) | CySEC (Cyprus) |
| FCA (United Kingdom) i | ||
| ASIC (Australia) i | ||
| CFTC (United States) i | ||
| NFA (United States) i | ||
| SEC (United States) i | ||
| CIRO (Canada) i | ||
| MAS (Singapore) i | ||
| SFC (Hong Kong) i | ||
| JFSA (Japan) i | ||
| FINMA (Switzerland) i | ||
| Tier-2 regulators | ||
| FMA (New Zealand) i | ||
| CBR (Russia) i | ||
| FSCA (South Africa) i | ||
| DFSA (Dubai) i | ||
| CSRC (China) i | ||
| ISA (Israel) i | ||
| LFSA (Malaysia) i | ||
| JSC (Jordan) i | ||
| CMA (Kenya) i | ||
| Tier-3 regulators | ||
| FSA (Seychelles) i | ||
| MMA (Maldives) i | ||
| SCB (Bahamas) i | ||
| FSC (Mauritius) i | ||
| VFSC (Vanuatu) i | ||
| FSC (Belize) i | ||
| CIMA (Cayman Islands) i | ||
| SV FSA (Saint Vincent and the Grenadines) i | ||
| FSRC (St. Kitts & Nevis) i | ||
| BMA (Bermuda) i | ||
| BVI FSC (British Virgin Islands) i | ||
| EDR (External Dispute Resolution) i | ||
Safety
What we compare A comparison of the tools and services that Plus500 and XTB have in place to protect your money in .Plus500 and XTB both offer segregated client funds and an investor compensation scheme.
| Section score | Plus500 85 -1 85 -1 | XTB 86 86 |
|---|---|---|
| Company info | ||
| Is it publicly traded i | ||
| Is it a bank i | ||
| Year founded i | 2008 | 2002 |
| Parent company i | Plus500 Ltd. | XTB S.A. |
| CEO i | David Zruia | Omar Arnaout |
| Money safety | ||
| Segregated client funds i | ||
| Two-factor authentication i | ||
| Investor compensation scheme i | ||
| Additional money insurance i | ||
| Partner bank i | N/A | N/A |
| Brand power | ||
| Number of customers worldwide i | 30,000,000 | 1,600,000 |
| Annual revenue i | USD 768,300,000 | USD 260,000,000 |
| Monthly website search traffic i | ||
Costs
What we compare A comparison of what it costs to trade with Plus500 and with XTB in , both on each trade and on holding the account.Plus500 is better than XTB for CFD/FX costs, given that Plus500 is cheaper on EUR/USD, at 8 USD per lot (against XTB's 10.6 USD), has tighter gold CFD spreads, at 0.75 points (against XTB's 0.89 points), and charges lower Bitcoin CFD fees, at 118.34 USD (against XTB's 205.25 USD). Neither Plus500 nor XTB charges account maintenance fees or deposit fees.
Plus500 and XTB are close on real stock costs. XTB goes a step further, as it does not charge US stock fees (against Plus500's 0.12 USD). Neither Plus500 nor XTB charges account maintenance fees or deposit fees.
| Section score | Plus500 64 Best 80 -2 | XTB 53 -11 82 |
|---|---|---|
| Broker fees | ||
| Deposit fees i | ||
| Withdrawal fees i | ||
| Overnight fees i | ||
| Inactivity fees i | ||
| Currency conversion fees i | ||
| Discounts on volume i | ||
| Real time market data fee i | ||
| Dividend withholding i | ||
| Account opening fees i | ||
| Account maintenance fee i | ||
| Portfolio management fee i | ||
| Fees on CFDs | ||
| Forex commission per lot i | Free | Free |
| EUR/USD average standard spread i | ||
| EUR/USD average raw spread i | ||
| EUR/USD average fixed spread i | ||
| EUR/USD total cost per lot i | USD 8 | USD 10.6 |
| S&P 500 fees (CFD) i | 0.7 points | 0.59 points |
| Gold fees (CFD) i | 0.75 points | 0.89 points |
| Bitcoin fees (CFD) i | USD 118.34 | USD 205.25 |
| US stocks fees (CFD) i | Free | Free |
| Fees on stocks | ||
| Stock fee type i | Commission, Percentage, Spread | Free, Percentage |
| US stocks fees (real) i | USD 0.12 | Free |
| ETF fees (real) i | Free | |
| Management costs i | ||
| Connection costs i | ||
| Fees on futures | ||
| Futures fees per contract i | ||
| Platform fees i | ||
| Fees on options | ||
| Options fees per contract i | Free | |
| Event fees i | ||
| Fees on savings plans | ||
| IRA opening fee i | ||
| IRA maintenance fee i | ||
| 401k opening fee i | ||
| 401k maintenance fee i | ||
Available markets
What we compare A comparison of the markets and products you can trade with Plus500 and with XTB in , and of how many instruments each one gives access to.Plus500 and XTB are close on CFD/FX markets. Both Plus500 and XTB offer CFDs on commodities, crypto, ETFs, forex, indices and stocks, and let you own stocks outright. XTB has a slight edge, as it gives access to 5,200 tradable symbols (against Plus500's 2,800), and lets you own ETFs outright.
XTB is better than Plus500 for real stock markets, as XTB lets you own ETFs outright, which Plus500 does not, and gives access to 5,200 tradable symbols (against Plus500's 2,800). Both Plus500 and XTB let you own stocks outright, and offer CFDs on commodities, crypto, ETFs, forex, indices and stocks.
| Section score | Plus500 75 15 -15 | XTB 75 30 Best |
|---|---|---|
| Total tradable symbols i | 2,800 | 5,200 |
| Currency pairs i | ||
| Indices i | ||
| Commodities i | ||
| Stocks i | ||
| ETF i | ||
| Cryptocurrencies i | ||
| Bonds i | ||
| Interest rates i | ||
| Portfolios i | ||
| CFDs i | Commodities, Crypto, ETF, Forex, Indices, Stocks | Commodities, Crypto, ETF, Forex, Indices, Stocks |
| Futures i | ||
| Options i | ||
| Assets you can own i | Stocks | ETF, Stocks |
Platform
What we compare A comparison of the trading platforms that Plus500 and XTB make available to their clients in .Plus500 and XTB are equally good for platforms, as both offer a proprietary platform and one-click trading.
| Section score | Plus500 75 75 | XTB 75 75 |
|---|---|---|
| Proprietary platform i | ||
| MetaTrader 4 i | ||
| MetaTrader 5 i | ||
| cTrader i | ||
| Social trading platform i | ||
| Copy trading platform i | ||
| ZuluTrade i | ||
| TradingView i | ||
| Duplitrade i | ||
| Mirror Trader i | ||
| NinjaTrader i | ||
| AutoChartist i | ||
| Real time pricing i | ||
| 5 digit pricing i | ||
| One-click trading i |
Mobile
What we compare A comparison of the mobile apps of Plus500 and XTB in , and of what each one lets you do from your phone.Plus500 is better than XTB for mobile trading, since Plus500 offers mobile charting tools and mobile drawing tools, which XTB does not. Both Plus500 and XTB offer a proprietary mobile app and mobile price alerts.
| Section score | Plus500 80 Best 80 Best | XTB 67 -13 67 -13 |
|---|---|---|
| Proprietary app i | ||
| Social trading app i | ||
| Copy trading app i | ||
| MetaTrader 4 app i | ||
| MetaTrader 5 app i | ||
| cTrader app i | ||
| Mobile trading signals i | ||
| Mobile alerts i | ||
| Mobile charting tools i | ||
| Mobile drawing tools i | ||
| Mobile watchlist i | ||
| Smartwatch app i |
Trading features
What we compare A comparison of the trading tools and strategies that Plus500 and XTB allow on their platforms in .Plus500 and XTB are equally good for CFD/FX trading features, since Plus500 offers guaranteed stop losses while XTB allows for scalping and hedging. Both Plus500 and XTB offer negative balance protection and trailing stops.
Plus500 and XTB are close on real stock trading features, as both offer trailing stops. XTB has a slight edge, as it offers fractional shares.
| Section score | Plus500 67 76 | XTB 67 76 |
|---|---|---|
| Trade execution | ||
| Broker type i | Agency | NDD |
| Average execution time i | 440 ms | |
| Slippage occurrence i | 28.05% | |
| Requotes occurrence i | ||
| Tier-1 liquidity providers i | ||
| PFOF i | ||
| Leverage | ||
| Major FX pairs leverage i | 30:1About this value. This is the major fx pairs leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 30:1 (the UAE, Australia, the UK), 300:1 (other accepted countries). | 30:1 |
| Minor/Exotic FX pairs leverage i | 20:1About this value. This is the minor/exotic fx pairs leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 20:1 (the UAE, Australia, the UK), 300:1 (other accepted countries). | 20:1 |
| Major indices leverage i | 20:1About this value. This is the major indices leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 20:1 (the UAE, Australia, the UK), 150:1 (other accepted countries). | 20:1 |
| Minor indices leverage i | 10:1About this value. This is the minor indices leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 10:1 (the UAE, Australia, the UK), 150:1 (other accepted countries). | 10:1 |
| Gold leverage i | 20:1About this value. This is the gold leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 20:1 (the UAE, Australia, the UK), 150:1 (other accepted countries). | 20:1 |
| Commodities leverage i | 10:1About this value. This is the commodities leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 10:1 (the UAE, Australia, the UK), 150:1 (other accepted countries). | 10:1 |
| Equities leverage i | 5:1About this value. This is the equities leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 5:1 (the UAE, Australia, the UK), 20:1 (other accepted countries). | 5:1 |
| Cryptocurrency leverage i | 2:1About this value. This is the cryptocurrency leverage at Plus500CY Ltd (CySEC). At Plus500's other companies: 2:1 (the UAE, Australia), 5:1 (other accepted countries). | 2:1 |
| Risk management | ||
| Stop losses i | ||
| Take profits i | ||
| Limit orders i | ||
| Trailing stop i | ||
| Margin call i | ||
| OCO orders i | ||
| Guaranteed stop loss i | ||
| Negative balance protection i | ||
| Minimum trade size (FX) i | 0.01 lots | 0.01 lots |
| Minimum trade size (stocks) i | USD 0 | USD 0 |
| Fractional stocks i | ||
| Trading compliance | ||
| Scalping strategies allowed i | ||
| Hedging strategies allowed i | ||
| Automated trading strategy allowed i | ||
| EAs use allowed i | ||
| HFT strategy allowed i | ||
| VPS use allowed i | ||
| API use allowed i | ||
| Price scraping allowed i | ||
| FIFO rule applies i | ||
Account types
What we compare A comparison of the kinds of account you can open at Plus500 and at XTB in , and of who each one is meant for.XTB is better than Plus500 for CFD/FX account types, because XTB offers a corporate account and a micro account, which Plus500 does not. Plus500 and XTB both offer a demo account and a professional traders account.
XTB is better than Plus500 for real stock account types, as XTB offers a stock investing account and a corporate account, which Plus500 does not. Both Plus500 and XTB offer a demo account and a standard account.
| Section score | Plus500 38 -9 25 -33 | XTB 47 Best 58 Best |
|---|---|---|
| Demo account i | ||
| Unlimited demo account i | ||
| Standard account i | ||
| Micro account i | ||
| Cent account i | ||
| Nano account i | ||
| Raw spread account i | ||
| ECN account i | ||
| Swap-free account i | ||
| Islamic account i | ||
| Professional traders account i | ||
| Fixed spread account i | ||
| Spread betting account i | ||
| Copy trading account i | ||
| Corporate account i | ||
| Managed account i | ||
| Stock investing account i | ||
| Margin investing account i | ||
| Savings account i | ||
| Retirement account i |
Account opening
What we compare A comparison of what it takes to open and fund an account with Plus500 and with XTB in .XTB is better than Plus500 for account opening, given that XTB does not require a minimum deposit (against Plus500's 100 USD), has no minimum withdrawal (against Plus500's 100 USD), and credits deposits faster, within the same day (against Plus500's 1 day). Both Plus500 and XTB offer credit cards and debit cards.
| Section score | Plus500 69 -6 69 -6 | XTB 75 Best 75 Best |
|---|---|---|
| Minimum deposit i | USD 100About this value. This is the minimum deposit at Plus500CY Ltd (CySEC). At Plus500's other companies: USD 100 (the UAE, other accepted countries, the UK), USD 70 (Australia). | USD 0 |
| Minimum withdrawal i | USD 100 | USD 0 |
| Wire transfers i | ||
| Credit cards i | ||
| Debit cards i | ||
| eWallets i | PayPal, SkrillAbout this value. This is the ewallets at Plus500CY Ltd (CySEC). It is different at Plus500's companies in the UAE and the UK. | PayPal, SkrillAbout this value. This is the ewallets at XTB Limited (Cyprus) (CySEC). It is different at XTB's companies in the EU. |
| Local payment methods i | ||
| Account base currencies i | AUD, EUR, USDAbout this value. This is the account base currencies at Plus500CY Ltd (CySEC). It is different at Plus500's companies in Australia. | EUR, HUF, USDAbout this value. This is the account base currencies at XTB Limited (Cyprus) (CySEC). It is different at XTB's companies in the UK, the UAE and the EU. |
| Deposit waiting time i | up to 1 business days | Instant |
| Withdrawal waiting time i | up to 1 business days | up to 3 business days |
| Bonus program i |
Customer care
What we compare A comparison of the customer support of Plus500 and XTB in , in how it can be reached and how fast it answers.XTB is better than Plus500 for customer care, because XTB offers phone support, which Plus500 does not. Plus500 and XTB both offer live chat and email support.
| Section score | Plus500 58 -4 58 -4 | XTB 62 Best 62 Best |
|---|---|---|
| Number of languages supported i | 29 | 14 |
| Website languages i | Arabic, Bulgarian, Czech, Danish, German, English, Estonian, Finnish, French, Hebrew, Croatian, Hungarian, Icelandic, Latvian, Lithuanian, Maltese, Malay, Dutch, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish, Chinese | Arabic, Czech, German, English, French, Hungarian, Italian, Polish, Portuguese, Romanian, Slovenian, Spanish, Turkish, Chinese |
| Website available in English i | ||
| Customer support languages i | Arabic, Bulgarian, Czech, Danish, German, English, Estonian, Finnish, French, Hebrew, Croatian, Hungarian, Icelandic, Latvian, Lithuanian, Maltese, Malay, Dutch, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish, Chinese | Arabic, Greek, English, French, Italian, Russian, Spanish, Thai, Turkish, Chinese |
| Customer support in English i | ||
| Call back request i | ||
| Email support i | ||
| Phone support i | ||
| Live chat i | ||
| Priority customer support i | ||
| Dedicated account manager i | ||
| Cash sweep i | ||
| Stock lending i | ||
| Distributes proceeds i | ||
| Tax withholding agent i | ||
| Tax assistance i |
Learning
What we compare A comparison of the educational material that Plus500 and XTB provide to their clients in .XTB is better than Plus500 for learning, since XTB offers daily market commentary, which Plus500 does not. Plus500 and XTB both offer education for advanced traders and webinars.
| Section score | Plus500 80 -8 80 -8 | XTB 88 Best 88 Best |
|---|---|---|
| Education | ||
| Education center i | ||
| Education for beginners i | ||
| Education for advanced traders i | ||
| Webinars i | ||
| Tutorials i | ||
| Glossary i | ||
| Research | ||
| Economic calendar i | ||
| Traders' sentiment i | ||
| Daily market commentary i | ||
| Daily trading ideas i | ||
| News via social media i | ||
| Professional reports i | ||
| Watchlist i | ||
Plus500 vs XTB: which one should you choose?
Plus500
CFD/FX Choose Plus500 if you want an online CFD broker with guaranteed stop-loss orders and fast withdrawals.
Stocks Choose Plus500 if you want an online broker for stocks with fast withdrawals.
Open Account CFD service. 82% of retail investor accounts lose money
XTB
CFD/FX Choose XTB if you want a CFD and forex broker for scalping and hedging with no minimum deposit.
Stocks Choose XTB if you want a share dealing service with commission-free US stocks and ETFs.
Open Account 77% of retail investor accounts lose money when trading CFDs with this provider.Other popular comparisons
Below are other head-to-head comparisons that include Plus500 or XTB, each scored with the same data and method as this page.
