Scores, winners and data below compare these brokers as CFD/FX brokers (leveraged trading on forex, indices, commodities and crypto), using the data of DEGIRO's Germany entity and XTB's UK entity. Scores, winners and data below compare these brokers as stock brokers (real shares and ETFs you own outright), using the data of DEGIRO's Germany entity and XTB's UK entity.
DEGIRO
Not regulated in your country DEGIRO does not accept residents in the UK because it is not regulated by FCA.
73-89% of retail investor accounts lose money when trading CFDs.
XTB
Regulated in your country XTB is allowed by FCA to onboard clients residing in the UK.
80% of retail investor accounts lose money when trading CFDs with this provider.
Best for
What we compare A comparison of the kinds of traders DEGIRO and XTB are best suited to, based on what each one actually offers in United Kingdom.DEGIRO is better than XTB for futures traders and options traders, while XTB is better for professional traders, scalpers and CFD stock traders. Both are a good fit for long-term investors, swing traders and news traders.
| Overall score | DEGIRO not offered 79 | XTB 77 78 -1 |
|---|---|---|
| Day trading i | ||
| Long-term investing i | ||
| Professional traders i | ||
| High-volume traders i | ||
| Scalpers i | ||
| Swing traders i | ||
| News traders i | ||
| Algo traders i | ||
| Stock traders i | ||
| Crypto traders i | ||
| Futures traders i | ||
| Options traders i |
Regulation
What we compare A comparison between the financial authorities that supervise DEGIRO and the ones that supervise XTB.Only XTB is regulated in the UK, by the FCA. DEGIRO holds no licence in the UK and is regulated by AFM and BaFin.
| Section score | DEGIRO not offered 100 | XTB 100 100 |
|---|---|---|
| Tier-1 regulators | ||
| ESMA (European Union) i | AFM (Netherlands), BaFin (Germany) | |
| FCA (United Kingdom) i | ||
| ASIC (Australia) i | ||
| CFTC (United States) i | ||
| NFA (United States) i | ||
| SEC (United States) i | ||
| CIRO (Canada) i | ||
| MAS (Singapore) i | ||
| SFC (Hong Kong) i | ||
| JFSA (Japan) i | ||
| FINMA (Switzerland) i | ||
| Tier-2 regulators | ||
| FMA (New Zealand) i | ||
| CBR (Russia) i | ||
| FSCA (South Africa) i | ||
| DFSA (Dubai) i | ||
| CSRC (China) i | ||
| ISA (Israel) i | ||
| LFSA (Malaysia) i | ||
| JSC (Jordan) i | ||
| CMA (Kenya) i | ||
| Tier-3 regulators | ||
| FSA (Seychelles) i | ||
| MMA (Maldives) i | ||
| SCB (Bahamas) i | ||
| FSC (Mauritius) i | ||
| VFSC (Vanuatu) i | ||
| FSC (Belize) i | ||
| CIMA (Cayman Islands) i | ||
| SV FSA (Saint Vincent and the Grenadines) i | ||
| FSRC (St. Kitts & Nevis) i | ||
| BMA (Bermuda) i | ||
| BVI FSC (British Virgin Islands) i | ||
| EDR (External Dispute Resolution) i | ||
Safety
What we compare A comparison of the tools and services that DEGIRO and XTB have in place to protect your money in United Kingdom.Both DEGIRO and XTB offer segregated client funds and an investor compensation scheme. DEGIRO also offers additional money insurance, and is a licensed bank. DEGIRO holds no licence in the UK and is not covered by the FSCS.
| Section score | DEGIRO not offered 99 Best | XTB 86 86 -13 |
|---|---|---|
| Company info | ||
| Is it publicly traded i | ||
| Is it a bank i | ||
| Year founded i | 2008 | 2002 |
| Parent company i | flatexDEGIRO Bank AG | XTB S.A. |
| CEO i | Oliver Behrens | Omar Arnaout |
| Money safety | ||
| Segregated client funds i | ||
| Two-factor authentication i | ||
| Investor compensation scheme i | ||
| Additional money insurance i | ||
| Partner bank i | flatexDEGIRO Bank AG | Barclays, JP Morgan Chase |
| Brand power | ||
| Number of customers worldwide i | 3,000,000 | 1,600,000 |
| Annual revenue i | USD 480,000,000 | USD 260,000,000 |
| Monthly website search traffic i | ||
Costs
What we compare A comparison of what it costs to trade with DEGIRO and with XTB in United Kingdom, both on each trade and on holding the account.DEGIRO does not offer CFD/FX, being a stockbroker, so XTB and DEGIRO cannot be compared for CFD/FX costs.
DEGIRO and XTB are equally good for real stock costs, as DEGIRO does not charge inactivity fees or dividend withholding. On the other hand, XTB does not charge US stock fees (against DEGIRO's 9.28 USD), and does not charge ETF fees (against DEGIRO's 9.28 USD). Neither DEGIRO nor XTB charges account maintenance fees or deposit fees.
| Section score | DEGIRO not offered 73 -3 | XTB 53 76 |
|---|---|---|
| Broker fees | ||
| Deposit fees i | ||
| Withdrawal fees i | ||
| Overnight fees i | ||
| Inactivity fees i | ||
| Currency conversion fees i | ||
| Discounts on volume i | ||
| Real time market data fee i | ||
| Dividend withholding i | ||
| Account opening fees i | ||
| Account maintenance fee i | ||
| Portfolio management fee i | ||
| Fees on CFDs | ||
| Forex commission per lot i | Free | |
| EUR/USD average standard spread i | ||
| EUR/USD average raw spread i | ||
| EUR/USD average fixed spread i | ||
| EUR/USD total cost per lot i | USD 10.6 | |
| S&P 500 fees (CFD) i | 0.59 points | |
| Gold fees (CFD) i | 0.89 points | |
| Bitcoin fees (CFD) i | ||
| US stocks fees (CFD) i | Free | |
| Fees on stocks | ||
| Stock fee type i | Commission | Free, Percentage |
| US stocks fees (real) i | USD 9.28 | Free |
| ETF fees (real) i | USD 9.28 | Free |
| Management costs i | ||
| Connection costs i | ||
| Fees on futures | ||
| Futures fees per contract i | USD 0.75 | |
| Platform fees i | ||
| Fees on options | ||
| Options fees per contract i | USD 0.75 | Free |
| Event fees i | ||
| Fees on savings plans | ||
| IRA opening fee i | ||
| IRA maintenance fee i | ||
| 401k opening fee i | ||
| 401k maintenance fee i | ||
Available markets
What we compare A comparison of the markets and products you can trade with DEGIRO and with XTB in United Kingdom, and of how many instruments each one gives access to.There is no like-for-like comparison for CFD/FX markets, as DEGIRO is a stockbroker and does not offer CFD/FX.
DEGIRO is better than XTB for real stock markets, because DEGIRO lets you own funds outright, which XTB does not, offers futures on indices, commodities, stocks and bonds, which XTB does not, and offers options on indices, commodities and stocks, which XTB does not. Both DEGIRO and XTB let you own bonds, ETFs and stocks outright.
| Section score | DEGIRO not offered 100 Best | XTB 65 45 -55 |
|---|---|---|
| Total tradable symbols i | 2,800 | 5,200 |
| Currency pairs i | ||
| Indices i | ||
| Commodities i | ||
| Stocks i | ||
| ETF i | ||
| Cryptocurrencies i | ||
| Bonds i | ||
| Interest rates i | ||
| Portfolios i | ||
| CFDs i | Commodities, Forex, Indices, Stocks | |
| Futures i | Indices, Commodities, Stocks, Bonds | |
| Options i | Indices, Commodities, Stocks | |
| Assets you can own i | Bonds, ETF, Funds, Stocks | Bonds, ETF, Stocks |
Platform
What we compare A comparison of the trading platforms that DEGIRO and XTB make available to their clients in United Kingdom.Only XTB can be assessed for platforms, since DEGIRO is a stockbroker and does not offer CFD/FX.
XTB is better than DEGIRO for platforms, given that XTB offers TradingView, Mirror Trader and one-click trading, which DEGIRO does not. DEGIRO and XTB both offer a proprietary platform and real-time pricing.
| Section score | DEGIRO not offered 71 -15 | XTB 86 86 Best |
|---|---|---|
| Proprietary platform i | ||
| MetaTrader 4 i | ||
| MetaTrader 5 i | ||
| cTrader i | ||
| Social trading platform i | ||
| Copy trading platform i | ||
| ZuluTrade i | ||
| TradingView i | ||
| Duplitrade i | ||
| Mirror Trader i | ||
| NinjaTrader i | ||
| AutoChartist i | ||
| Real time pricing i | ||
| 5 digit pricing i | ||
| One-click trading i |
Mobile
What we compare A comparison of the mobile apps of DEGIRO and XTB in United Kingdom, and of what each one lets you do from your phone.DEGIRO does not offer CFD/FX, being a stockbroker, so XTB and DEGIRO cannot be compared for mobile trading.
DEGIRO and XTB are close on mobile trading, as both offer a proprietary mobile app and mobile price alerts. XTB goes a step further, as it offers a smartwatch app.
| Section score | DEGIRO not offered 67 | XTB 67 67 |
|---|---|---|
| Proprietary app i | ||
| Social trading app i | ||
| Copy trading app i | ||
| MetaTrader 4 app i | ||
| MetaTrader 5 app i | ||
| cTrader app i | ||
| Mobile trading signals i | ||
| Mobile alerts i | ||
| Mobile charting tools i | ||
| Mobile drawing tools i | ||
| Mobile watchlist i | ||
| Smartwatch app i |
Trading features
What we compare A comparison of the trading tools and strategies that DEGIRO and XTB allow on their platforms in United Kingdom.DEGIRO does not offer CFD/FX, being a stockbroker, so XTB and DEGIRO cannot be compared for CFD/FX trading features.
XTB is better than DEGIRO for real stock trading features, since XTB has no minimum trade size on stocks (against DEGIRO's 1 USD), and offers API access, which DEGIRO does not. DEGIRO and XTB both offer trailing stops.
| Section score | DEGIRO not offered 68 -6 | XTB 75 74 Best |
|---|---|---|
| Trade execution | ||
| Broker type i | NDD | NDD |
| Average execution time i | 6 ms | |
| Slippage occurrence i | 28.05% | |
| Requotes occurrence i | ||
| Tier-1 liquidity providers i | ||
| PFOF i | ||
| Leverage | ||
| Major FX pairs leverage i | 30:1 | |
| Minor/Exotic FX pairs leverage i | 20:1 | |
| Major indices leverage i | 20:1 | |
| Minor indices leverage i | 10:1 | |
| Gold leverage i | 20:1 | |
| Commodities leverage i | 10:1 | |
| Equities leverage i | 3:1 | 5:1 |
| Cryptocurrency leverage i | ||
| Risk management | ||
| Stop losses i | ||
| Take profits i | ||
| Limit orders i | ||
| Trailing stop i | ||
| Margin call i | ||
| OCO orders i | ||
| Guaranteed stop loss i | ||
| Negative balance protection i | ||
| Minimum trade size (FX) i | 0.01 lots | |
| Minimum trade size (stocks) i | USD 1 | USD 0 |
| Fractional stocks i | ||
| Trading compliance | ||
| Scalping strategies allowed i | ||
| Hedging strategies allowed i | ||
| Automated trading strategy allowed i | ||
| EAs use allowed i | ||
| HFT strategy allowed i | ||
| VPS use allowed i | ||
| API use allowed i | ||
| Price scraping allowed i | ||
| FIFO rule applies i | ||
Account types
What we compare A comparison of the kinds of account you can open at DEGIRO and at XTB in United Kingdom, and of who each one is meant for.DEGIRO does not offer CFD/FX, being a stockbroker, so XTB and DEGIRO cannot be compared for CFD/FX account types.
XTB is better than DEGIRO for real stock account types, given that XTB offers a demo account, which DEGIRO does not. DEGIRO and XTB both offer a stock investing account and a standard account.
| Section score | DEGIRO not offered 39 -10 | XTB 50 49 Best |
|---|---|---|
| Demo account i | ||
| Unlimited demo account i | ||
| Standard account i | ||
| Micro account i | ||
| Cent account i | ||
| Nano account i | ||
| Raw spread account i | ||
| ECN account i | ||
| Swap-free account i | ||
| Islamic account i | ||
| Professional traders account i | ||
| Fixed spread account i | ||
| Spread betting account i | ||
| Copy trading account i | ||
| Corporate account i | ||
| Managed account i | ||
| Stock investing account i | ||
| Margin investing account i | ||
| Savings account i | ||
| Retirement account i |
Account opening
What we compare A comparison of what it takes to open and fund an account with DEGIRO and with XTB in United Kingdom.Only XTB can be assessed for account opening, since DEGIRO is a stockbroker and does not offer CFD/FX. DEGIRO holds no licence in the UK.
XTB is better than DEGIRO for account opening, as XTB credits deposits faster, within the same day (against DEGIRO's 2 days), and offers debit cards, which DEGIRO does not. Neither DEGIRO nor XTB requires a minimum deposit. DEGIRO holds no licence in the UK.
| Section score | DEGIRO not offered 60 -5 | XTB 65 65 Best |
|---|---|---|
| Minimum deposit i | USD 0 | USD 0 |
| Minimum withdrawal i | USD 0 | USD 0 |
| Wire transfers i | ||
| Credit cards i | ||
| Debit cards i | ||
| eWallets i | ||
| Local payment methods i | ||
| Account base currencies i | CHF, CZK, EUR, GBP, HUF, NOK, SEK | EUR, USD |
| Deposit waiting time i | up to 2 business days | Instant |
| Withdrawal waiting time i | up to 2 business days | up to 3 business days |
| Bonus program i |
Customer care
What we compare A comparison of the customer support of DEGIRO and XTB in United Kingdom, in how it can be reached and how fast it answers.DEGIRO does not offer CFD/FX, being a stockbroker, so XTB and DEGIRO cannot be compared for customer care.
DEGIRO is better than XTB for customer care, because DEGIRO offers customer support in 14 languages (against XTB's 10), and offers call-back requests, which XTB does not. DEGIRO and XTB both offer phone support and live chat.
| Section score | DEGIRO not offered 71 Best | XTB 62 62 -9 |
|---|---|---|
| Number of languages supported i | 14 | 14 |
| Website languages i | Czech, Danish, German, Greek, English, Finnish, French, Hungarian, Italian, Dutch, Norwegian, Polish, Portuguese, Spanish | Arabic, Czech, German, English, French, Hungarian, Italian, Polish, Portuguese, Romanian, Slovenian, Spanish, Turkish, Chinese |
| Website available in English i | ||
| Customer support languages i | Czech, Danish, German, Greek, English, Finnish, French, Hungarian, Italian, Dutch, Norwegian, Polish, Portuguese, Spanish | Arabic, Greek, English, French, Italian, Russian, Spanish, Thai, Turkish, Chinese |
| Customer support in English i | ||
| Call back request i | ||
| Email support i | ||
| Phone support i | ||
| Live chat i | ||
| Priority customer support i | ||
| Dedicated account manager i | ||
| Cash sweep i | ||
| Stock lending i | ||
| Distributes proceeds i | ||
| Tax withholding agent i | ||
| Tax assistance i |
Learning
What we compare A comparison of the educational material that DEGIRO and XTB provide to their clients in United Kingdom.Only XTB can be assessed for learning, since DEGIRO is a stockbroker and does not offer CFD/FX.
XTB is better than DEGIRO for learning, given that XTB offers daily market commentary, daily trading ideas and traders' sentiment, which DEGIRO does not. DEGIRO and XTB both offer education for advanced traders and webinars.
| Section score | DEGIRO not offered 63 -25 | XTB 88 88 Best |
|---|---|---|
| Education | ||
| Education center i | ||
| Education for beginners i | ||
| Education for advanced traders i | ||
| Webinars i | ||
| Tutorials i | ||
| Glossary i | ||
| Research | ||
| Economic calendar i | ||
| Traders' sentiment i | ||
| Daily market commentary i | ||
| Daily trading ideas i | ||
| News via social media i | ||
| Professional reports i | ||
| Watchlist i | ||
DEGIRO vs XTB: which one should you choose?
DEGIRO
Stocks Choose DEGIRO if you want a stockbroker with funds to own outright and an account in several currencies and live in a country where it is licensed to operate.
Not licensed in the UK 73-89% of retail investor accounts lose money when trading CFDs.
XTB
CFD/FX Choose XTB if you want an online CFD broker with fast execution.
Stocks Choose XTB if you want a share dealing service regulated in the UK by the FCA, with commission-free US stocks, TradingView and a demo account.
Open Account 80% of retail investor accounts lose money when trading CFDs with this provider.Other popular comparisons
Below are other head-to-head comparisons that include DEGIRO or XTB, each scored with the same data and method as this page.
