The Pepperstone minimum deposit is 0 USD across each account offered by the broker, except the spread betting account (UK only) where the minimum deposit is $200.

However, the figures may also vary depending on the payment method you choose.

The base currency of the account and the currency in which you make the deposit can also have an impact on generating additional fees or commissions.

We will cover every detail in this article.

Table of Content


Pepperstone Standard account $0
Pepperstone Razor account $0
Pepperstone Spread Betting account $200
Deposit fees No
Withdrawal fees No
Base currencies AUD, USD, JPY, GBP, EUR, CAD, CHF, NZD, SGD, HKD

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Pepperstone account base currency

The Pepperstone base currency depends on the regulation of the region you are trading within. This should be known from your registration process.

Choosing one is very simple. All you have to do is log in into your client area and request a live or demo account depending on your preference and skill level. During the account opening process, you will be asked to choose a base currency, just like we are showing in the picture below.

If you are based within Europe or the UK then the USD, GBP, EUR, or Swiss Franc will all be viable options open to you as a base currency. If you are elsewhere and operating under global regulation these methods will also remain available.

The difference is that more base currency options will open to you if you are based under the global market regulation. These extra options include JPY, AUD, CAD, NZD, SGD, and Hong Kong Dollar based on your location.

As you can see, when it comes to Pepperstone base currency, you have many choices to select from.

Pepperstone funding and deposit methods

The next thing to look at if you are trading with Pepperstone or any other top brokers are the funding methods that are made available to you. It is in your best interest to make sure what is available from your broker fits your needs.

Let’s take a look at the Pepperstone deposit methods you have at your disposal:

Bank transfer deposits

Pepperstone deposit by bank transfer is of course possible. This method is available worldwide regardless of your account location.

The minimum deposit with Pepperstone if you do wish to use a bank transfer is only $5 although considering that it will take a few days to arrive and although Pepperstone does not charge a fee (which is a great news if you want to open a Pepperstone Professional Account), you may well receive one from your financial institution, you would be best to make it a larger deposit than the $5 minimum.

Credit card deposits

Credit card deposits are available with Pepperstone as they are with almost all other major brokers in the world.

You can deposit through either Visa or Mastercard depending on your preference. The minimum deposit here is $5 again, although a fee may be applied.

This fee which may be applied depends on your country from which you are trading, so you could be trading from a place with no fees or you may incur one. Either way, the fee which you do incur will be a small one, and not enough to discourage trading or deposit with credit cards.

eWallet deposits

As with many top brokers these days, Pepperstone eWallet deposit options are available to you as a trader. With that said, these options are only open to you if based outside of Europe.

If that is the case then you will have the choice between PayPal, Neteller, and Skrill to make your deposit based on area. Again, the minimum deposit for these methods is $5.

You will also be pleased to note that if you do choose to deposit using an eWallet, there will be no fees at all taken from the Pepperstone deposit side.

Other deposit methods

There are a variety of other deposit methods available to Pepperstone traders. Again these will depend on where you are based. An example here is POLi, BPay, and Union Pay which are all available but only if you are located outside Europe.

Locally depending on your region and specific are within that region, you may find other Pepperstone deposit methods like Clickpat, Ecash and ATM deposit available, but these will be highly dependent on you location and fees may vary.

At this time it is not possible to fund your Pepperstone account with Bitcoin or any other type of cryptocurrency.

pepperstone account platforms

How to fund your Pepperstone account: step by step tutorial

1. Create a Pepperstone account

Whether you’re interested in a Pepperstone Demo or Live account, the first step is always visiting the pepperstone website.

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From here, select what kind of account you wish to open. If you are ready to create and fund your pepperstone account, select “Open an account”, otherwise select “to Demo” (30 free trial days) if you want to try out the broker first.

2. Login into the client area

Once you’ve created your Pepperstone Account, it’s time to login into the client area. The broker will redirect you to the client area upon the registration, but in case it doesn’t happen, just go to the homepage of the broker and select the top-right corner option “login into client area”.

Then, just type in the email and password you’ve chosen, and you’ll be ready for your first login.

3. Verify the Pepperstone account

When you’ve logged in, the second step consists in going to the “account” section and select “live”. You will find a message saying “Please complete the application process to create a live trading account”.

Click the link on “application process” and fill the questionnaire. You will be asked to provide personal information as well as other information on your wealth and knowledge about forex and CFDs.

Additionally, you will be required to provide a Proof of Address (Bank statement) and a Proof of Identity (ID or Passport).

Since Pepperstone complies to local and international financial regulators, these questions are asked according to the laws and rules Pepperstone has to follow.

If you face any doubt or problem, you can always contact Pepperstone through their live chat by simply clicking the button on the bottom-left corner of the screen.

4. Fund your Pepperstone account

Once the questionnaire is filled and you’ve confirmed it to Pepperstone, it’s time to finally deposit money.

Visit the “Funds” page and select “add funds”.

It’s important to note though, that the verification may take time to be accepted by pepperstone. So until then, you will see a message encouraging you to complete the verification process though you’ve just completed it.

Once everything will be set, here you will be able to select both the amount and the deposit method, as well as useful information on how to fund the Pepperstone account correctly.

5. Wait for the Pepperstone approval

Usually a deposit with Pepperstone, depending on the payment method chosen, may take between 2 and 5 business days to be completed. It’s worth noting that the first deposit with every broker is usually slower than the following ones.

Once your Account funds are deposited in the segregated bank account (meaning that Pepperstone cannot use them or prevent you from withdrawing them), you will be able to withdraw them whenever you wish. The process is the same: go to the “fund” page and select “withdraw funds”.

Pepperstone minimum deposit vs other brokers

Pepperstone’s minimum deposit amount is a good deal for you as a trader. Here in the table below, we compared Pepperstone with two other trustworthy brokers for you to take a look at.


CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you can afford to take the high risk of losing your money.

Min. deposit $0 ($200 recommended) $100 ($1 for AM Invest Account) $50
Bank Wires Yes Yes Yes
Credit/Debit Cards Yes Yes Yes
PayPal Yes No No
Number of dep. methods 9 15 10

Pepperstone no deposit Bonus: is it available?

At this time, Pepperstone bonus amounts are not available to any traders under CySEC and FCA regulation due to the strict rules which they impose to ensure best practice. If you’re interested to go deeper into the bonus topic, you can read our forex broker bonus promotions review.

However Pepperstone never offer this kind of bonus, not even under other regulatory bodies where these are allowed. On the other hand what Pepperstone does offer is a Rebate program for Professional High volume traders.

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About The Author

Filippo Ucchino
Co-Founder - CEO - Broker Expert
Filippo is the co-founder and CEO of He has 15 years of experience in the financial sector and forex in particular. He started his career as a forex trader in 2005 and then became interested in the whole fintech and crypto sector.
Over this time, he has developed an almost scientific approach to the analysis of brokers, their services, and offerings. In addition, he is an expert in Compliance and Security Policies for consumers protection in this sector.
With InvestinGoal, Filippo’s goal is to bring as much clarity as possible to help users navigate the world of online trading, forex, and cryptocurrencies.

Trading CFDs, FX, and cryptocurrencies involves a high degree of risk. All providers have a percentage of retail investor accounts that lose money when trading CFDs with their company. You should consider whether you can afford to take the high risk of losing your money and whether you understand how CFDs, FX, and cryptocurrencies work. Cryptocurrencies can widely fluctuate in prices and are not appropriate for all investors. Trading cryptocurrencies is not supervised by any EU regulatory framework. Your capital is at risk. The present page is intended for teaching purposes only. It shall not be intended as operational advice for investments, nor as an invitation to public savings raising. Any real or simulated result shall represent no warranty as to possible future performances. The speculative activity in forex market, as well as in other markets, implies considerable economic risks; anyone who carries out speculative activity does it on its own responsibility.
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