XTB doesn’t have any minimum deposit to open a trading account. There is an exception for some non-EU countries where there are three standard accounts with a minimum deposit ranging from $1 to $50,000.

Depending on your country of residence, XTB makes available different deposit methods and account currencies as well.

You can find it all within our guide.

Table of Content


XTB standard account $0
XTB standard basic account $1
XTB standard plus account $10.000
XTB standard vip account $50.000
Deposit fees No
Withdrawal fees No
Base currencies USD, EUR, GBP, CZK, HUF, PLN, RON, TRY, CLP

Visit XTB 79% of retail CFD accounts lose money

Before opening a real account check out our guide to XTB account types to find out about each feature.

XTB account base currency

In regard to the XTB base currency which is accepted and available, they do not make this information accessible on their site, but generally speaking, the base currency availability will depend on your own account location.

However, XTB supports the following as base currencies:

  • USD
  • EUR
  • GBP
  • CZK
  • HUF
  • PLN
  • RON
  • TRY
  • CLP

With that said, if your preferred base currency is not available, you can still deposit in that currency most of the time. You will simply then incur a currency conversion fee to convert the currency you deposited into one of the accepted base currencies.

XTB funding and deposit methods

Perhaps the most important factor when it comes to your deposit, is the XTB deposit methods available. These are listed below in detail and you have several options available to you. Here is a closer look:

Bank transfer

The XTB broker minimum deposit by bank transfer is available on accounts around the world. Deposits through this method do not incur any fees from XTB though you should check with your financial institution whether they levy any kind of fee on the transaction.

As for the available currencies to make your XTB deposit, these are:

  • EUR, USD, GBP, and HUF if you are located in the UK or China
  • If you are located anywhere else in Europe, then only Euro and some local currencies transfers will be available
  • Turkey which accepts both TRY and GBP
  • South America where CLP is available
  • All other countries worldwide accept only USD deposit

If you are making an XTB bank transfer deposit, you will be pleased to note that there is no minimum deposit imposed.

Credit cards

XTB deposit by credit card is available around the world, but not within Turkey. This is the only current exception, and Visa, Mastercard, and Maestro are all accepted for deposit. This deposit method is also fee-free from the XTB side.

  • Within both the UK and China, EUR, USD, and GBP are accepted for deposit
  • The rest of Europe allows only Euro and some local currencies deposits
  • Each other country worldwide accepts USD deposits only

Again with this method as with many of the deposit methods, there is no XTB minimum deposit in place.


There are various eWallet deposit methods available for XTB around the world.

  • The only exception to this is UAE where they are not available
  • When it comes to deposits in Europe, PayU, Skrill, PayPal, ecommpay are generally accepted
  • For other countries around the world, Skrill and Neteller are both available to use alongside other methods such as Paysafe and Safety Pay

Again in the UK and China deposits can be made with this method using EUR, USD, GBP, or HUF. In every other country, USD is accepted only.

The maximum XTB deposit fee applied here is up to 2%, though this depends on the country you are located in and it may be free within some nations.

Other methods

If none of the above methods fit your requirements for an XTB deposit, then there are some other ways. These will also differ and depend on the location where you are based.

PaySafe is accepted as an XTB deposit method even though the only accepted currency for deposit is USD and there is no applicable minimum deposit.

If you fall under the global regulatory area, you may also have access to a variety of local payment methods under a variety of conditions often with no fee charged.

xtb funding methods

Comparison with other major brokers


CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you can afford to take the high risk of losing your money.

Minimum deposit $0 $100 $100
Wire transfer Yes Yes Yes
Credit card Yes Yes Yes
PayPal Yes Yes Yes
Number of deposit methods 12 7 9

XTB deposit bonus

Previously, the offering of XTB bonus amounts was commonplace outside the CySEC and FCA regulatory areas. Now though, this system has changed and the company no longer offers any kind of free bonus amounts to traders.

It is worth keeping in mind though that if you deposit enough, depending on your location you may qualify for one of the higher tier levels and gain privileges that way.

If you’re still interested in a deposit bonus you may check our top ten selection for forex brokers bonus promotions to find a broker that fits your needs.

filippo ucchino

About The Author

Filippo Ucchino
Co-Founder - CEO - Broker Expert
Filippo is the co-founder and CEO of InvestinGoal.com. He has 15 years of experience in the financial sector and forex in particular. He started his career as a forex trader in 2005 and then became interested in the whole fintech and crypto sector.
Over this time, he has developed an almost scientific approach to the analysis of brokers, their services, and offerings. In addition, he is an expert in Compliance and Security Policies for consumers protection in this sector.
With InvestinGoal, Filippo’s goal is to bring as much clarity as possible to help users navigate the world of online trading, forex, and cryptocurrencies.

Trading CFDs, FX, and cryptocurrencies involves a high degree of risk. All providers have a percentage of retail investor accounts that lose money when trading CFDs with their company. You should consider whether you can afford to take the high risk of losing your money and whether you understand how CFDs, FX, and cryptocurrencies work. Cryptocurrencies can widely fluctuate in prices and are not appropriate for all investors. Trading cryptocurrencies is not supervised by any EU regulatory framework. Your capital is at risk. The present page is intended for teaching purposes only. It shall not be intended as operational advice for investments, nor as an invitation to public savings raising. Any real or simulated result shall represent no warranty as to possible future performances. The speculative activity in forex market, as well as in other markets, implies considerable economic risks; anyone who carries out speculative activity does it on its own responsibility.
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