XTB Minimum Deposit Guide (2020)

Filippo Last Updated: May 2020 5 min read

When trading through XTB, as with any other major forex broker, a key point is always how to fund your account and how much you actually need in order to do that.

In our XTB review, you will have noted some of these details.

Here we will go into greater details about the exact methods available for deposit, and the XTB minimum deposit required so you can get your account up and running quickly and efficiently.

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XTB 5 stars
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  • Regulated: FCA, CySEC, KNF, IFSC, CMB
  • Platforms: MT4, xStation 5
  • Min. Deposit: $250
XTB logo
  • Regulated: FCA, CySEC, KNF, IFSC, CMB
  • Platforms: MT4, xStation 5
  • Min. Deposit: $250

79% of retail CFD accounts lose money

Account Base Currency

In regard to the XTB base currency which is accepted and available, they do not make this information accessible on their site, but generally speaking, the base currency availability will depend on your own account location.

USD, EUR, and GBP are typically the most widely available deposit currencies for any traders within major forex brokers.

With that said, if your preferred base currency is not available, you can still deposit in that currency most of the time. You will simply then incur a currency conversion fee to convert the currency you deposited into one of the accepted base currencies.

XTB Funding and Deposit Methods

Perhaps the most important factor when it comes to your deposit, is the XTB deposit methods available. These are listed below in detail and you have several options available to you. Here is a closer look:

Bank Transfer

The XTB broker minimum deposit by bank transfer is available on accounts around the world. Deposits through this method do not incur any fees from XTB though you should check with your financial institution whether they levy any kind of fee on the transaction.

As for the available currencies to make your XTB deposit, these are EUR, USD, GBP, and HUF if you are located in the UK or China. If you are located anywhere else in Europe, then only Euro transfers will be available.

All other countries worldwide accept only USD deposits with the exception of Turkey which accepts both TRY and GBP, and South America where CLP is available.

If you are making an XTB bank transfer deposit, you will be pleased to note that there is no minimum deposit imposed.

Credit Cards

XTB deposit by credit card is available around the world, but not within Turkey. This is the only current exception, and Visa, Mastercard, and Maestro are all accepted for deposit. This deposit method is also fee-free from the XTB side.

Within both the UK and China, EUR, USD, and GBP are accepted for deposit. The rest of Europe allows only Euro deposits, and each other country worldwide accepts USD deposits only.

Again with this method as with many of the deposit methods,  there is no XTB minimum deposit in place.


There are various eWallet deposit methods available for XTB around the world. The only exception to this is Turkey where they are not available. When it comes to deposits in Europe, only PayU is accepted although, for other countries around the world, Paypal and Skrill are both available to use.

Again in the UK and China deposits can be made with this method using EUR, USD, GBP, or HUF. In every other country, USD is accepted only.

The maximum XTB deposit fee applied here is up to 2%, though this depends on the country you are located and it may be free within some nations.

Other Methods

If none of the above methods fit your requirements for an XTB deposit, then there are some other ways. These will also differ and depend on the location where you are based.

If you are located in the Latin America region, PaySafe is accepted as XTB deposit method. Here the only accepted currency for deposit is USD and there is no applicable minimum deposit.

If you fall under the global regulatory area, you may also have access to a variety of local payment methods under a variety of conditions often with no fee charged.

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XTB Minimum Deposit details

Having looked at the deposit methods, let’s take a look at how the XTB forex minimum deposit can affect the different XTB account types you have access to through your XTB live account:

Standard Account

The XTB standard account type actually features no minimum deposit at all (like other no minimum deposit forex brokers do). This is applicable around the world. The lack of an XTB minimum deposit on the standard account is great news if you want to start trading.

Furthermore, for those who may be located outside the purvue of FCA and CySEC regulation. there are a variety of benefits attached to how much you can deposit. The more you can deposit, the more benefits you can be eligible for in terms of competitive spreads, bonuses, and other features.

The following is a listing of how much you need to deposit in order to qualify for each tier and the associated privilege of that level:

In Latin America, a deposit up to $1499 is considered tier 3, from there up to $14,999 is tier 2, and anything above that amount qualifies as tier 1.

Under global market regulations, up to $99 is tier 3, from $100 to $24,999 is tier 2, and an XTB deposit of more than this amount is considered to be tier 1.

Pro Account

The XTB Pro account as you can gather from our complete XTB broker review is an account type that features lower spreads but does apply a commission.

This XTB Pro Account type is available around the world and typically does not apply a minimum deposit amount. The only area where this is not the case is within South America where a $40 XTB minimum deposit is in place on this account type.

Related Guides:

Deposit Bonus

Previously, the offering of XTB bonus amounts was commonplace outside the CySEC and FCA regulatory areas. Now though, this system has changed and the company no longer offers any kind of free bonus amounts to traders.

It is worth keeping in mind though that if you deposit enough, depending on your location you may qualify for one of the higher tier levels and gain privileges that way.

XTB 5 stars
XTB logo
  • Regulated: FCA, CySEC, KNF, IFSC, CMB
  • Platforms: MT4, xStation 5
  • Min. Deposit: $250
XTB logo
  • Regulated: FCA, CySEC, KNF, IFSC, CMB
  • Platforms: MT4, xStation 5
  • Min. Deposit: $250

79% of retail CFD accounts lose money

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