XTB Account Types: Detailed Overview for Traders

XTB provides the following account types:

• XTB Demo Account
• XTB Standard Account
• XTB Professional Account
• XTB Islamic Account

What types of trading accounts are available at XTB?

Below you will find a complete list of all account types available to traders on XTB, with details on features and useful information for choosing.

Some features may not be available for all clients in all locations. For example, FCA and CySEC clients will have access to a maximum retail leverage of 30:1 on forex.

XTB standard account: Best for day traders

• Availability: Under CySEC, FCA, IFSC.
• Markets: CFD on forex, indices, commodities, stocks, crypto, ETF (5200+ assets in total under CySEC and 2100+ under FCA and IFSC).
• Commissions: You will get charged spreads from 0.8 pips (0.5 pips under IFSC) and a rollover fee if you hold a position overnight.
• Platforms: xStation.
• Trade size: From 1 micro lot.
• Leverage: Up to 1:30 (CySEC, FCA); up to 500:1 (IFSC).
• Special features: Cash rebates from 5% to 30% if you trade at least 20 lots within a month (only under IFSC).
• Account opening: Demo account for 30 days; no minimum deposit to proceed to a live account; there is an exception for some non-EU countries with 3 different standard accounts and a minimum deposit of up to $50,000.

XTB professional account: Best for high-volume traders

• Availability: Under CySEC, FCA.
• Markets: CFD on forex, indices, commodities, stocks, crypto, ETF (5200+ assets in total under CySEC and 2100+ under FCA).
• Commissions: Spreads are charged starting at 0.8 pips, and a rollover fee is charged on positions held open for consecutive days.
• Platforms: xStation.
• Trade size: From 1 micro lot.
• Leverage: Up to 1:200.
• Special features: Higher leverage, and high-level trading tools.
• Account opening: Open the retail account, then apply to become a professional trader and the broker will contact you: follow their lead.

XTB Islamic account: Best for Muslim traders

• Availability: Under IFSC.
• Markets: CFD on forex, indices, commodities, stocks, ETF (2100+ assets in total).
• Commissions: The spread starting value is 0.7 pips.
• Platforms: xStation.
• Trade size: From 1 micro lot.
• Leverage: Up to 1:500.
• Special features: Swap-free trading.
• Account opening: Contact the support team to open an Islamic account. Starting with a demo is possible; Then, the broker does not require a minimum deposit to open a live account.

What happens to inactive XTB trading accounts?

XTB does charge an inactivity fee starting after 1 year of inactivity. If this is the case, you will get charged a monthly fee of $10 up until you decide to log back into your account.

If you find any problems with your account working, just contact the broker’s support team.